Auction

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Auction

1/15

1 bed flat for sale St. James Court, Whitehaven, CA28

Guide Price

£30,000

Reduced on 15/10/2026

For sale by auction

Type: Flat
Bedrooms: 1
Tenure: Ask agent

Key features

Buyers t & cs apply
Subject to reservation fee
For sale via the modern method of auction
Spacious reception room
Fitted kitchen and bathroom
Perfect for a first time buyer or investors
Convenient location
In need of modernisation/renovation
One bedroom ground floor flat

About this property

One Bedroom Ground Floor Flat – CA28 7QW

Situated in a convenient residential location, this well-proportioned one bedroom ground floor flat offers comfortable and practical accommodation, ideal for first-time buyers or buy-to-let investors. The property does require modernisation/renovation.

The property is accessed via a shared entrance leading into a welcoming hallway. To the front of the flat is a spacious reception room measuring approximately 4.47m x 3.44m, providing ample space for both living and dining furniture. Adjacent to the reception room is a fitted kitchen, well laid out to maximise storage and worktop space.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,674
Band B

£1,953
Band C

£2,232
Band D

£2,511
Band E

£3,069
Band F

£3,627
Band G

£4,186
Band H

£5,023

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Cumberland, 2026/27 bills run from £1,674 a year in band A to £5,023 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Cumberland, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Location

St. James Court, Whitehaven, CA28

Open map Street View

Mortgage and stamp duty

Property price £30,000

£15k £45k

Deposit10% £3,000

£0 £30k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £27,000 mortgage. Most lenders would want a household income of about £6,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
20, St James Court Flat / maisonette	Flat / maisonette	Oct 2025	517 sq ft £106/sq ft	517 sq ft	£106	£55,000
9, St James Court Flat / maisonette	Flat / maisonette	Apr 2025	517 sq ft £114/sq ft	517 sq ft	£114	£59,000
9, St James Court Flat / maisonette	Flat / maisonette	Oct 2014	517 sq ft £95/sq ft	517 sq ft	£95	£49,000
16, St James Court Flat / maisonette	Flat / maisonette	Sept 2014	506 sq ft £115/sq ft	506 sq ft	£115	£58,000
12, St James Court Flat / maisonette	Flat / maisonette	Jun 2014	506 sq ft £119/sq ft	506 sq ft	£119	£60,000