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3 bed house for sale Stephen Avenue, South Hornchurch, RM13

Asking price

£550,000

Added on 22/09/2026

Type: Semi-detached
Bedrooms: 3
Bathrooms: 2
Size: £423 per sq ft
Tenure: Freehold

Highlights

From the agent's description

Private garden
En-suite
Home office
Loft room

About this property

Beautifully Presented Three Bedroom Semi Detached Family Home

Nestled in a highly sought after location on Stephen Avenue, Elm Park, this immaculate three bedroom semi-detached home is perfectly positioned within walking distance of local amenities, well regarded primary and secondary schools, excellent bus routes throughout Havering, and Elm Park Underground Station, making it ideal for families and commuters alike.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,616
Band B

£1,886
Band C

£2,155
Band D

£2,425
Band E

£2,963
Band F

£3,502
Band G

£4,041
Band H

£4,849

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Havering, 2026/27 bills run from £1,616 a year in band A to £4,849 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Havering, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Property timeline

Listed

September 2026 £550,000

3 beds · 2 baths · this listing

Past sales can't be shown: the agent hasn't given the house number.

Price guide

100 comparables · within 1.4 miles

Priced above 79% of the 3-bed houses for sale nearby right now.

This home, £550,000 Median £457,500 · £400,000 – £550,000

Per square foot

£423 5% under

3-bed houses nearby £447

Against sold prices

6% under

RM13 sold median £451 / sq ft, 691 sales

Compared with 100 3-bed houses for sale within 1.4 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in RM13 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in RM13 →

Location

Stephen Avenue, South Hornchurch, RM13

Open map Street View

Mortgage and stamp duty

Property price £550,000

£275k £825k

Deposit10% £55,000

£0 £550k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £495,000 mortgage. Most lenders would want a household income of about £110,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
43, Stephen Avenue Semi-detached	Semi-detached	Nov 2025	840 sq ft £518/sq ft	840 sq ft	£518	£435,000
33, Stephen Avenue Semi-detached	Semi-detached	Aug 2025	958 sq ft £459/sq ft	958 sq ft	£459	£440,000
21, Stephen Avenue Semi-detached	Semi-detached	Jun 2024	840 sq ft £500/sq ft	840 sq ft	£500	£420,000
42, Stephen Avenue Semi-detached	Semi-detached	Jun 2023	958 sq ft £454/sq ft	958 sq ft	£454	£435,000
40, Stephen Avenue Semi-detached	Semi-detached	Jan 2023	829 sq ft £531/sq ft	829 sq ft	£531	£440,000
72, Stephen Avenue Semi-detached	Semi-detached	Mar 2022	775 sq ft £547/sq ft	775 sq ft	£547	£424,000
58, Stephen Avenue Semi-detached	Semi-detached	Jan 2022	958 sq ft £444/sq ft	958 sq ft	£444	£425,000
78, Stephen Avenue Semi-detached	Semi-detached	Jun 2021	990 sq ft £424/sq ft	990 sq ft	£424	£420,000