Shared ownership

1/16

Shared ownership

1/16

2 bed flat for sale Cowper Close, Ware, SG12

Asking price

£129,000

Added yesterday

40% share · about £322,500 full value

Type: Flat
Bedrooms: 2
Bathrooms: 1
Tenure: Leasehold

Key features

40% Shared Ownership
2 Bed Ground Floor With Patio
Long Lease

About this property

Elliot Heath are delighted to offer a 40% share of this superb ground-floor, two-bedroom apartment, featuring direct access from the spacious living/dining room to a private patio seating area. Built in 2018, this attractive home boasts a fully integrated kitchen, a stylishly fitted bathroom, a long lease, uPVC double glazing and allocated parking. Ideally positioned within walking distance of Ware town centre, the property enjoys convenient access to a variety of shops, bars and restaurants, as well as Ware’s mainline railway station, offering direct services to London Liverpool Street.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,637
Band B

£1,909
Band C

£2,182
Band D

£2,455
Band E

£3,000
Band F

£3,546
Band G

£4,091
Band H

£4,910

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In East Hertfordshire, 2026/27 bills run from £1,637 a year in band A to £4,910 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across East Hertfordshire, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Location

Cowper Close, Ware, SG12

Open map Street View

Mortgage and stamp duty

Property price £129,000

£64k £194k

Deposit10% £13,000

£0 £129k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £116,000 mortgage. Most lenders would want a household income of about £26,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
8, Spruce Court, Cowper Close Flat / maisonette	Flat / maisonette	Feb 2026	797 sq ft £299/sq ft	797 sq ft	£299	£238,000
5, Spruce Court, Cowper Close Flat / maisonette	Flat / maisonette	Mar 2024	764 sq ft £170/sq ft	764 sq ft	£170	£130,000
2, Spruce Court, Cowper Close Flat / maisonette	Flat / maisonette	Jul 2022	700 sq ft £186/sq ft	700 sq ft	£186	£130,000
3, Spruce Court, Cowper Close Flat / maisonette	Flat / maisonette	Apr 2021	538 sq ft £186/sq ft	538 sq ft	£186	£100,000
7, Spruce Court, Cowper Close Flat / maisonette · new build	Flat / maisonette · new build	Dec 2018	786 sq ft £191/sq ft	786 sq ft	£191	£150,000