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3 bed house for sale Cross Street, Padstow, PL28

Asking price

£500,000

Added on 27/09/2026

Type: Cottage
Bedrooms: 3
Bathrooms: 2
Tenure: Freehold

Highlights

From the agent's description

Period property
Period features
Water views
Kitchen/diner
En-suite

About this property

An opportunity to purchase this spacious three storey cottage set in the heart of the old town and presented in great order throughout. This light and airy period cottage offers sitting room and kitchen diner on the ground floor, two double bedrooms, bathroom and cloakroom on second floor and master bedroom en suite on the third floor with the added bonus of a super estuary view.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,727
Band B

£2,015
Band C

£2,303
Band D

£2,591
Band E

£3,167
Band F

£3,742
Band G

£4,318
Band H

£5,182

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Cornwall, 2026/27 bills run from £1,727 a year in band A to £5,182 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Cornwall, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Location

Cross Street, Padstow, PL28

In the Cornwall National Landscape, an Area of Outstanding Natural Beauty. Contains Natural England data © Natural England, Open Government Licence v3.

Open map Street View

Mortgage and stamp duty

Property price £500,000

£250k £750k

Deposit10% £50,000

£0 £500k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £450,000 mortgage. Most lenders would want a household income of about £100,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
The Coach House, Cross Street Terraced	Terraced	Nov 2025	n/a	n/a	n/a	£555,000
11, Cross Street Terraced	Terraced	Jun 2023	721 sq ft £783/sq ft	721 sq ft	£783	£565,000
16, Cross Street Terraced	Terraced	Jun 2021	1,130 sq ft £597/sq ft	1,130 sq ft	£597	£675,000
11, Cross Street Terraced	Terraced	Mar 2021	721 sq ft £686/sq ft	721 sq ft	£686	£495,000
2, Cross Street Terraced	Terraced	Mar 2021	850 sq ft £679/sq ft	850 sq ft	£679	£577,500
3, Cross Street Terraced	Terraced	Jul 2019	1,582 sq ft £411/sq ft	1,582 sq ft	£411	£650,000
Clome Cottage, 6, Cross Street Terraced	Terraced	Mar 2017	926 sq ft £243/sq ft	926 sq ft	£243	£225,000
Cob Cottage, 6, Cross Street Terraced	Terraced	Feb 2016	926 sq ft £400/sq ft	926 sq ft	£400	£370,000