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2 bed house for sale Church Lane, Padstow, PL28

Asking price

£525,000

Added today

Type: Cottage
Bedrooms: 2
Bathrooms: 1
Tenure: Freehold

About this property

Stratton Creber are delighted to bring to the market this delightful two-bedroom cottage perfectly positioned within Padstow's picturesque harbour. The property combines timeless Cornish character with thoughtfully updated modern comforts, offering an enviable lifestyle in one of the town's most sought-after locations. The cottage enjoys an attractive exterior that complements the charm and history of the harbour setting, creating immediate kerb appeal.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,727
Band B

£2,015
Band C

£2,303
Band D

£2,591
Band E

£3,167
Band F

£3,742
Band G

£4,318
Band H

£5,182

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Cornwall, 2026/27 bills run from £1,727 a year in band A to £5,182 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Cornwall, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Location

Church Lane, Padstow, PL28

Open map Street View

Mortgage and stamp duty

Property price £525,000

£262k £788k

Deposit10% £53,000

£0 £525k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £472,000 mortgage. Most lenders would want a household income of about £105,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
22, Church Lane Terraced	Terraced	Jul 2025	592 sq ft £591/sq ft	592 sq ft	£591	£350,000
17c, Church Lane Terraced	Terraced	Oct 2024	700 sq ft £679/sq ft	700 sq ft	£679	£475,000
Lobcraft Cottage, Church Lane Semi-detached	Semi-detached	Oct 2023	n/a	n/a	n/a	£326,000
9, Church Lane Terraced	Terraced	Jun 2021	1,593 sq ft £461/sq ft	1,593 sq ft	£461	£735,000
13a, Church Lane Semi-detached	Semi-detached	Jun 2021	657 sq ft £838/sq ft	657 sq ft	£838	£550,000
28, Church Lane Terraced	Terraced	Jan 2021	1,249 sq ft £661/sq ft	1,249 sq ft	£661	£825,000
Gellycott, 6, Church Lane Terraced	Terraced	Apr 2019	517 sq ft £774/sq ft	517 sq ft	£774	£400,000
8, Church Lane Semi-detached	Semi-detached	Feb 2019	667 sq ft £749/sq ft	667 sq ft	£749	£500,000