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2 bed flat for sale Mid Street, Kirkcaldy, KY1

Offers over

£110,000

Added today

Type: Flat
Bedrooms: 2
Bathrooms: 1
Tenure: Freehold

About this property

This beautifully presented two-bedroom flat offers spacious and modern accommodation, making it an ideal purchase for first-time buyers, small families, professionals or investors. Situated in a convenient residential location close to local amenities and transport links, the property is offered in true move-in condition throughout. The accommodation comprises a welcoming entrance hallway leading to a bright and generously sized lounge, flooded with natural light from large windows and finished in contemporary neutral décor.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,049
Band B

£1,224
Band C

£1,399
Band D

£1,574
Band E

£2,068
Band F

£2,557
Band G

£3,082
Band H

£3,856

The agent hasn't said which band this home is in; you can look it up on the Scottish Assessors. In Fife, 2026/27 bills run from £1,049 a year in band A to £3,856 in band H.

Figures from the Scottish Government (Open Government Licence v3), before the water and sewerage charges billed with council tax. Discounts lower the bill, such as 25% off for an adult living alone.

Location

Mid Street, Kirkcaldy, KY1

Open map Street View

Mortgage and LBTT

Property price £110,000

£55k £165k

Deposit10% £11,000

£0 £110k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £99,000 mortgage. Most lenders would want a household income of about £22,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.