1 bed flat for sale High Street, Elgin, Moray, IV30

1 bed 1 bath Flat

Freehold

Added on 16/09/2026

About this property

This charming one bedroom apartment is perfect for those seeking modern living combined with historical elegance. The property boasts a contemporary design while retaining the external character of its original architecture. With modern interiors and an abundance of natural light, the flat provides a welcoming atmosphere for both relaxation and entertaining.

Location

High Street, Elgin, Moray, IV30, IV30 1DW

Open map Street View

Council tax: Band B (Approx £1,346/year)

Mortgage and LBTT

Property price £85,000

£43k £128k

Deposit11% £9,000

£0 £85k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £76,000 mortgage. Most lenders would want a household income of about £17,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.