1 bed flat for sale High Street, Elgin, Moray, IV30

1 bed 1 bath Maisonette

Freehold

Added on 16/09/2026

About this property

A characterful one-bedroom first and second-floor maisonette situated within a traditional three-storey building in the heart of Elgin. The accommodation comprises an entrance hallway, first-floor hallway, living room and kitchen with a second-floor landing, double bedroom and shower room. The kitchen has previously been upgraded and the property benefits from modern-style electric panel heaters.

Location

High Street, Elgin, Moray, IV30, IV30 1DJ

Open map Street View

Council tax: Band A (Approx £1,154/year)

Mortgage and LBTT

Property price £80,000

£40k £120k

Deposit10% £8,000

£0 £80k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £72,000 mortgage. Most lenders would want a household income of about £16,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.