1/9

2 bed flat for sale Central Gardens, Morden, SM4

Asking price

£225,000

Added on 24/09/2026

Type: Flat
Bedrooms: 2
Bathrooms: 1
Size: £466 per sq ft
Tenure: Leasehold

Key features

CHAIN FREE
CLOSE TO TUBE STATION
IDEAL FOR FIRST TIME BUYERS/BUY TO LET INVESTORS
TWO BEDROOMS

About this property

A two bedroom second floor purpose built flat in Central Gardens comprising of two bedrooms, spacious reception room, separate kitchen and family bathroom. There is an abundance of light poring through each room and space a plenty .The property further benefits from, gas central heating, double glazing throughout and is offered to the market chain free.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,431
Band B

£1,670
Band C

£1,908
Band D

£2,147
Band E

£2,624
Band F

£3,101
Band G

£3,578
Band H

£4,294

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Merton, 2026/27 bills run from £1,431 a year in band A to £4,294 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Merton, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

100 comparables · within 1.7 miles

Cheaper than 98% of the 2-bed flats for sale nearby right now.

This home, £225,000 Median £375,000 · £260,000 – £577,400

Per square foot

£466 14% under

2-bed flats nearby £542

Against sold prices

20% under

SM4 sold median £582 / sq ft, 633 sales

Compared with 100 2-bed flats for sale within 1.7 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in SM4 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in SM4 →

Location

Central Gardens, Morden, SM4

Open map Street View

Mortgage and stamp duty

Property price £225,000

£112k £338k

Deposit10% £23,000

£0 £225k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £202,000 mortgage. Most lenders would want a household income of about £45,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
47, Central Gardens Flat / maisonette	Flat / maisonette	Sept 2023	495 sq ft £531/sq ft	495 sq ft	£531	£263,000
22, Central Gardens Flat / maisonette	Flat / maisonette	Jan 2023	420 sq ft £593/sq ft	420 sq ft	£593	£249,000
27, Central Gardens Flat / maisonette	Flat / maisonette	Nov 2022	538 sq ft £463/sq ft	538 sq ft	£463	£249,000
1, Central Gardens Flat / maisonette	Flat / maisonette	Sept 2022	484 sq ft £521/sq ft	484 sq ft	£521	£252,500
42, Central Gardens Flat / maisonette	Flat / maisonette	Jun 2022	463 sq ft £540/sq ft	463 sq ft	£540	£250,000
8, Central Gardens Flat / maisonette	Flat / maisonette	May 2020	431 sq ft £581/sq ft	431 sq ft	£581	£250,000
26, Central Gardens Flat / maisonette	Flat / maisonette	Jun 2018	474 sq ft £570/sq ft	474 sq ft	£570	£270,000
45, Central Gardens Flat / maisonette	Flat / maisonette	Feb 2017	484 sq ft £572/sq ft	484 sq ft	£572	£277,000