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2 bed house for sale Howard Street, Derby, DE23

Guide Price

£130,000

Added on 23/09/2026

Type: Terraced
Bedrooms: 2
Tenure: Freehold

Council tax Band A £1,537 a year

About this property

GUIDE PRICE - £130,000 - £140,000

An excellent investment opportunity offering generous accommodation, two reception rooms and a private rear garden. Requiring modernisation throughout, the property provides fantastic scope to renovate, improve and add v

GUIDE PRICE - £130,000 - £140,000

An exciting opportunity for investors, developers or buyers searching for a renovation project, this property on Howard Street offers excellent potential to improve, modernise and add value. The property requires a programme of updating and refurbishment, but already benefits from generous room proportions and a versatile existing layout, providing an excellent starting point for its next owner.

Floorplan

Council tax

Band A £1,537 a year

Per year

Band A

This home: £1,537
Band B

£1,794
Band C

£2,050
Band D

£2,306
Band E

£2,818
Band F

£3,331
Band G

£3,843
Band H

£4,612

This home is in band A, which costs £1,537 a year in Derby for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Derby, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Price guide

100 comparables · within 1.3 miles

Cheaper than 74% of the 2-bed houses for sale nearby right now.

This home, £130,000 Median £145,000 · £124,800 – £220,000

Compared with 100 2-bed houses for sale within 1.3 miles, on the market now or already under offer. The range is the middle 80% of their asking prices.

Location

Howard Street, Derby, DE23

Open map Street View

Mortgage and stamp duty

Property price £130,000

£65k £195k

Deposit10% £13,000

£0 £130k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £117,000 mortgage. Most lenders would want a household income of about £26,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
42, Howard Street Terraced	Terraced	Mar 2024	1,636 sq ft £61/sq ft	1,636 sq ft	£61	£100,000
36, Howard Street Terraced	Terraced	Jan 2024	1,098 sq ft £169/sq ft	1,098 sq ft	£169	£186,000
39, Howard Street Terraced	Terraced	Nov 2022	990 sq ft £151/sq ft	990 sq ft	£151	£150,000
42, Howard Street Terraced	Terraced	Jul 2021	1,636 sq ft £61/sq ft	1,636 sq ft	£61	£100,000
5, Howard Street Terraced	Terraced	Oct 2020	872 sq ft £126/sq ft	872 sq ft	£126	£110,000
5, Howard Street Terraced	Terraced	Jun 2020	872 sq ft £103/sq ft	872 sq ft	£103	£90,000
48, Howard Street Terraced	Terraced	Sept 2019	893 sq ft £81/sq ft	893 sq ft	£81	£72,000
9, Howard Street Terraced	Terraced	Apr 2019	1,356 sq ft £109/sq ft	1,356 sq ft	£109	£148,000