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1 bed flat for sale Ridgway Road, Luton, LU2

Asking price

£125,000

Added on 16/09/2026

Type: Flat
Bedrooms: 1
Bathrooms: 1
Size: £223 per sq ft
Tenure: Leasehold

EPC C 77

Key features

CHAIN FREE
First Floor Flat
One Double Bedroom
Spacious Living Room / Dining Room
Separate Fitted Kitchen
Three-Piece Bathroom Suite
Ideal First-Time Purchase or Investment Opportunity

About this property

*CHAIN FREE

Situated within a popular residential area of Luton, this one-bedroom first floor flat presents an excellent opportunity for first-time buyers, downsizers and buy-to-let investors.

The accommodation is accessed via a private entrance leading to a welcoming hallway, providing access to all principal rooms. The bright and airy living room offers generous space for both relaxation and entertaining, while the separate fitted kitchen provides ample storage and worktop space for everyday cooking.

Floorplan

Energy performance

C 77

Current

Potential

92+

81-91

69-80

77 C

55-68

39-54

21-38

1-20

This home is rated band C, scoring 77 out of 100. The average British home is band D.

Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.

Council tax

Ask agent

Per year

Band A

£1,627
Band B

£1,898
Band C

£2,169
Band D

£2,440
Band E

£2,982
Band F

£3,524
Band G

£4,067
Band H

£4,880

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Luton, 2026/27 bills run from £1,627 a year in band A to £4,880 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Luton, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

55 comparables · within 2.6 miles

Cheaper than 69% of the 1-bed flats for sale nearby right now.

This home, £125,000 Median £145,000 · £102,000 – £206,000

Per square foot

£223 34% under

1-bed flats nearby £340

Against sold prices

40% under

LU2 sold median £374 / sq ft, 1,207 sales

Compared with 55 1-bed flats for sale within 2.6 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in LU2 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in LU2 →

Location

Ridgway Road, Luton, LU2

Open map Street View

Mortgage and stamp duty

Property price £125,000

£62k £188k

Deposit10% £13,000

£0 £125k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £112,000 mortgage. Most lenders would want a household income of about £25,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
107, Ridgway Road Terraced	Terraced	Oct 2025	936 sq ft £297/sq ft	936 sq ft	£297	£278,000
Flat 8, Ryans Court, Ridgway Road Flat / maisonette	Flat / maisonette	Oct 2022	710 sq ft £244/sq ft	710 sq ft	£244	£173,500
137, Ridgway Road Semi-detached	Semi-detached	Mar 2022	850 sq ft £312/sq ft	850 sq ft	£312	£265,000
133, Ridgway Road Terraced	Terraced	Feb 2022	893 sq ft £280/sq ft	893 sq ft	£280	£250,500
75, Ridgway Road Terraced	Terraced	Jan 2021	840 sq ft £256/sq ft	840 sq ft	£256	£215,000
115, Ridgway Road Terraced	Terraced	Sept 2020	915 sq ft £273/sq ft	915 sq ft	£273	£250,000
93, Ridgway Road Terraced	Terraced	Jun 2019	700 sq ft £257/sq ft	700 sq ft	£257	£180,000
129, Ridgway Road Terraced	Terraced	Jun 2019	926 sq ft £265/sq ft	926 sq ft	£265	£245,000