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2 bed house for sale Naval Terrace, East Cowes, PO32

Asking price

£195,000

Added on 29/09/2026

Type: Terraced
Bedrooms: 2
Bathrooms: 1
Size: £342 per sq ft
Tenure: Freehold

Council tax Band B £2,042 a year

Key features

Modern terraced house with allocated parking and private garden
Contemporary touches throughout offering light and airy atmosphere
Perfect first time buyer starter home or investment property
Walks along the river Medina and into East Cowes town nearby
Easy access to transport links
Above-average EPC energy efficiency rating B (82/97)

About this property

This modern terraced house is perfect for a first time buyer starter home or investment property, offering an ideal blend of comfort and convenience. With allocated parking and a private garden, it provides a serene outdoor space to unwind.

Inside, contemporary touches create a light and airy atmosphere perfect today's day to day living. Enjoy delightful walks along the River Medina and the vibrant East Cowes town.

Floorplan

Council tax

Band B £2,042 a year

Per year

Band A

£1,751
Band B

This home: £2,042
Band C

£2,334
Band D

£2,626
Band E

£3,209
Band F

£3,793
Band G

£4,376
Band H

£5,252

This home is in band B, which costs £2,042 a year in Isle of Wight for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Isle of Wight, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Price guide

45 comparables · within 2.9 miles

Cheaper than 64% of the 2-bed houses for sale nearby right now.

This home, £195,000 Median £220,000 · £169,000 – £299,980

Per square foot

£342 27% over

2-bed houses nearby £270

Against sold prices

24% over

PO32 sold median £276 / sq ft, 253 sales

Compared with 45 2-bed houses for sale within 2.9 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in PO32 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in PO32 →

Location

Naval Terrace, East Cowes, PO32

Open map Street View

Mortgage and stamp duty

Property price £195,000

£97k £293k

Deposit10% £20,000

£0 £195k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £175,000 mortgage. Most lenders would want a household income of about £39,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
3, Naval Terrace Semi-detached	Semi-detached	Aug 2025	775 sq ft £323/sq ft	775 sq ft	£323	£250,000
5, Naval Terrace Semi-detached	Semi-detached	Aug 2024	775 sq ft £316/sq ft	775 sq ft	£316	£245,000
9, Naval Terrace Semi-detached	Semi-detached	Jul 2024	775 sq ft £320/sq ft	775 sq ft	£320	£248,000
4, Naval Terrace Semi-detached	Semi-detached	Jun 2024	743 sq ft £323/sq ft	743 sq ft	£323	£240,000
7, Naval Terrace Semi-detached	Semi-detached	May 2024	775 sq ft £316/sq ft	775 sq ft	£316	£245,000
17, Naval Terrace Terraced	Terraced	Apr 2023	570 sq ft £313/sq ft	570 sq ft	£313	£178,500
11, Naval Terrace Semi-detached	Semi-detached	Oct 2022	775 sq ft £348/sq ft	775 sq ft	£348	£270,000
14, Naval Terrace Terraced	Terraced	May 2021	570 sq ft £294/sq ft	570 sq ft	£294	£168,000