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3 bed flat for sale Church Street, Gainsborough, DN21

Asking price

£69,000

Added yesterday

Type: Flat
Bedrooms: 3
Bathrooms: 1
Tenure: Leasehold

Key features

FOR SALE WITH A SITTING TENANT PAYING £500pcm
3 BEDROOMS
GROUND FLOOR STORE ROOM
SPACIOUS LIVING ROOM
TOWN CENTRE LOCATION
A SPACIOUS FIRST FLOOR FLAT
IDEAL INVESTMENT PURCHASE
MODERN FITTED KITCHEN & SHOWER ROOM
UPVC DOUBLE GLAZING & GAS CENTRAL HEATING

About this property

**FOR SALE WITH A SITTING TENANT PAYING £500pcm** A spacious first floor flat located within the town centre offering well presented and proportioned accommodation. Entered at ground floor level via a secure entrance hall with a useful store room and steps to a first floor walkway with railed boundaries that forms a seating area. The accommodation comprises, central hallway, modern fitted kitchen, front facing living room, 3 bedrooms and a shower room.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,570
Band B

£1,831
Band C

£2,093
Band D

£2,354
Band E

£2,877
Band F

£3,401
Band G

£3,924
Band H

£4,709

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In West Lindsey, 2026/27 bills run from £1,570 a year in band A to £4,709 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across West Lindsey, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Location

Church Street, Gainsborough, DN21

Open map Street View

Mortgage and stamp duty

Property price £69,000

£35k £104k

Deposit10% £7,000

£0 £69k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £62,000 mortgage. Most lenders would want a household income of about £14,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
4a, Church Street Terraced	Terraced	Nov 2025	n/a	n/a	n/a	£85,000
18, Church Street Flat / maisonette	Flat / maisonette	Dec 2015	689 sq ft £64/sq ft	689 sq ft	£64	£44,000
24, Church Street Flat / maisonette	Flat / maisonette	Apr 2008	n/a	n/a	n/a	£75,000
12, Church Street Terraced	Terraced	Feb 2003	n/a	n/a	n/a	£135,000