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2 bed flat for sale Swallows Croft, Reading, RG1

Guide price
£185,000
Chancellors logo

Added on 15/09/2026

Type
Flat
Bedrooms
2
Bathrooms
1
Size
£316 per sq ft
Tenure
Ask agent
Council tax Band B £2,032 a year

Key features

  • Popular develpment
  • Two bedrooms
  • Living room
  • Kitchen
  • Bathroom
  • No chain

About this property

Set in this popular development and being sold with no chain is this apartment. Living room with access to kitchen. Two bedrooms, bathroom.

Floorplan

Council tax

Band B £2,032 a year
Per year
  • Band A
    £1,742
  • Band B
    This home: £2,032
  • Band C
    £2,322
  • Band D
    £2,613
  • Band E
    £3,193
  • Band F
    £3,774
  • Band G
    £4,355
  • Band H
    £5,226

This home is in band B, which costs £2,032 a year in Reading for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Reading, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Price guide

100 comparables · within 1.6 miles

Cheaper than 85% of the 2-bed flats for sale nearby right now.

This home, £185,000 Median £250,000 · £180,000 – £366,000
Per square foot
£316 14% under
2-bed flats nearby £366
Against sold prices
19% under
RG1 sold median £390 / sq ft, 1,016 sales

Compared with 100 2-bed flats for sale within 1.6 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in RG1 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in RG1 →

Location

Swallows Croft, Reading, RG1

Mortgage and stamp duty

Property price £185,000
£92k £278k
Deposit10% £19,000
£0 £185k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years

A £166,000 mortgage. Most lenders would want a household income of about £37,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

AddressSoldSizePrice
73, Swallows Croft TerracedAug 2025850 sq ft £435/sq ft£369,500
10, Swallows Croft TerracedJul 2025614 sq ft £542/sq ft£332,500
3, Swallows Croft TerracedMar 2025624 sq ft £473/sq ft£295,000
27, Swallows Croft Flat / maisonetteMar 2025527 sq ft £330/sq ft£174,000
6, Swallows Croft TerracedJan 2025592 sq ft £541/sq ft£320,000
85, Swallows Croft TerracedSept 2024807 sq ft £421/sq ft£340,000
31, Swallows Croft Flat / maisonetteJul 2024570 sq ft £342/sq ft£195,000
22, Swallows Croft TerracedFeb 2024840 sq ft £441/sq ft£370,000

All sales on Swallows Croft → All sold prices in Reading →

Area insights

The neighbourhood around this property.

Marketed by
Chancellors, Reading
46 Market Place, Reading, Berkshire
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