2 bed flat for sale Champion Down, Effingham, KT24

Asking Price

£265,000

Added on 26/03/2025

Shared ownership

Type: Flat
Bedrooms: 2
Bathrooms: 1
Size: £394 per sq ft
Tenure: Leasehold

Key features

Shared Ownership

About this property

A generously proportioned ground floor flat in the historic village of Effingham. Benefitting from disabled accessibility features that include wider door openings and knee height sockets. This property also has an allocated parking space. The main door of the building can be approached by either a set of steps or a slope for ease of access. This property also has a telephone entry system for added security.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,698
Band B

£1,981
Band C

£2,264
Band D

£2,547
Band E

£3,113
Band F

£3,679
Band G

£4,246
Band H

£5,095

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Guildford, 2026/27 bills run from £1,698 a year in band A to £5,095 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Guildford, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Location

Champion Down, Effingham, KT24

Open map Street View

Mortgage and stamp duty

Property price £265,000

£132k £398k

Deposit10% £27,000

£0 £265k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £238,000 mortgage. Most lenders would want a household income of about £53,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
12, Champion Down Flat / maisonette	Flat / maisonette	Jan 2021	667 sq ft £225/sq ft	667 sq ft	£225	£150,000
9, Champion Down Flat / maisonette	Flat / maisonette	Nov 2016	667 sq ft £186/sq ft	667 sq ft	£186	£124,000
9, Champion Down Flat / maisonette	Flat / maisonette	Mar 2014	667 sq ft £131/sq ft	667 sq ft	£131	£87,500
10, Champion Down Terraced	Terraced	Aug 2009	667 sq ft £205/sq ft	667 sq ft	£205	£136,500
9, Champion Down Flat / maisonette	Flat / maisonette	Apr 2009	667 sq ft £97/sq ft	667 sq ft	£97	£64,750
10, Champion Down Terraced	Terraced	Oct 2008	667 sq ft £78/sq ft	667 sq ft	£78	£52,250
12, Champion Down Flat / maisonette	Flat / maisonette	Aug 2006	667 sq ft £142/sq ft	667 sq ft	£142	£95,000