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2 bed flat for sale Ballards Lane, Finchley, N3

Asking Price

£400,000

Added on 05/10/2026

Type: Flat
Bedrooms: 2
Bathrooms: 1
Size: £458 per sq ft
Tenure: Leasehold; 110 years left(from the agent's description)

Ground rent £100 a year Council tax Band C £1,896 a year

* From the agent's description. Check it with them before you rely on it.

Key features

Chain free
Two bedrooms
Spacious living room
Separate fitted kitchen
Bathroom with shower over bath
Character fireplaces
Large windows throughout
Shops on the doorstep
Leasehold, 110 years remaining
No service charge, Ground rent £100 per annum

About this property

A bright two-bedroom flat on Ballards Lane, Finchley, with a spacious living room, separate kitchen and plenty of character. Large windows bring in lots of natural light, while feature fireplaces add charm to the living room and bedrooms. The bathroom has a bath with a shower over, and local shops are right on the doorstep.

Floorplan

Council tax

Band C £1,896 a year

Per year

Band A

£1,422
Band B

£1,659
Band C

This home: £1,896
Band D

£2,133
Band E

£2,607
Band F

£3,080
Band G

£3,554
Band H

£4,265

This home is in band C, which costs £1,896 a year in Barnet for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Barnet, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Price guide

100 comparables · within 0.9 miles

Cheaper than 73% of the 2-bed flats for sale nearby right now.

This home, £400,000 Median £477,500 · £325,000 – £650,000

Per square foot

£458 21% under

2-bed flats nearby £581

Against sold prices

28% under

N3 sold median £638 / sq ft, 416 sales

Compared with 100 2-bed flats for sale within 0.9 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in N3 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in N3 →

Location

Ballards Lane, Finchley, N3

Open map Street View

Mortgage and stamp duty

Property price £400,000

£200k £600k

Deposit10% £40,000

£0 £400k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £360,000 mortgage. Most lenders would want a household income of about £80,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
54a, Ballards Lane Semi-detached	Semi-detached	Jun 2023	926 sq ft £335/sq ft	926 sq ft	£335	£310,000
70a, Ballards Lane Flat / maisonette	Flat / maisonette	May 2019	861 sq ft £380/sq ft	861 sq ft	£380	£327,500
72b, Ballards Lane Flat / maisonette	Flat / maisonette	Jan 2015	872 sq ft £350/sq ft	872 sq ft	£350	£305,000
52b, Ballards Lane Flat / maisonette	Flat / maisonette	Jun 2014	1,023 sq ft £367/sq ft	1,023 sq ft	£367	£375,000
72a, Ballards Lane Flat / maisonette	Flat / maisonette	Jul 2013	818 sq ft £291/sq ft	818 sq ft	£291	£238,000
70a, Ballards Lane Flat / maisonette	Flat / maisonette	Jun 2008	861 sq ft £235/sq ft	861 sq ft	£235	£202,500
70b, Ballards Lane Flat / maisonette	Flat / maisonette	Jun 2008	947 sq ft £214/sq ft	947 sq ft	£214	£202,500
72b, Ballards Lane Flat / maisonette	Flat / maisonette	Aug 2007	872 sq ft £237/sq ft	872 sq ft	£237	£206,500