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2 bed flat for sale St. James's Road, Croydon, CR0

Asking price

£165,000

Added on 24/09/2026

Type: Flat
Bedrooms: 2
Bathrooms: 1
Size: £254 per sq ft
Tenure: Leasehold; 53 years left(from the agent's description)

* From the agent's description. Check it with them before you rely on it.

Key features

CASH BUYERS ONLY - 53 Year Lease
Chain Free
Private Garden
Driveway
2 Double Bedrooms
In Need of Modernising
Great Investment Opportunity
Superb Transport Links

About this property

Situated on the top (second) floor of a period conversion on the ever popular St James's Road, this spacious two double bedroom apartment presents an excellent opportunity for investors and cash buyers seeking a project with significant potential. Requiring complete modernisation throughout, the property offers the perfect blank canvas to create a stylish home or investment property.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,733
Band B

£2,022
Band C

£2,311
Band D

£2,600
Band E

£3,178
Band F

£3,755
Band G

£4,333
Band H

£5,200

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Croydon, 2026/27 bills run from £1,733 a year in band A to £5,200 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Croydon, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

100 comparables · within 0.8 miles

Cheaper than 100% of the 2-bed flats for sale nearby right now.

This home, £165,000 Median £300,000 · £220,000 – £385,000

Per square foot

£254 39% under

2-bed flats nearby £416

Against sold prices

43% under

CR0 sold median £445 / sq ft, 2,673 sales

Compared with 100 2-bed flats for sale within 0.8 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in CR0 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in CR0 →

Location

St. James's Road, Croydon, CR0

Open map Street View

Mortgage and stamp duty

Property price £165,000

£82k £248k

Deposit10% £17,000

£0 £165k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £148,000 mortgage. Most lenders would want a household income of about £33,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
Flat 3, 91, St James'S Road Flat / maisonette	Flat / maisonette	Jan 2023	527 sq ft £394/sq ft	527 sq ft	£394	£208,000
89d, St James'S Road Flat / maisonette	Flat / maisonette	Mar 2022	560 sq ft £357/sq ft	560 sq ft	£357	£200,000
Flat 2, 69, St James'S Road Flat / maisonette	Flat / maisonette	Oct 2021	980 sq ft £373/sq ft	980 sq ft	£373	£365,000
93b, St James'S Road Flat / maisonette	Flat / maisonette	Jun 2017	560 sq ft £447/sq ft	560 sq ft	£447	£250,000
93a, St James'S Road Flat / maisonette	Flat / maisonette	Jul 2016	689 sq ft £375/sq ft	689 sq ft	£375	£258,000
91a, St James'S Road Flat / maisonette	Flat / maisonette	May 2016	560 sq ft £532/sq ft	560 sq ft	£532	£297,500
Flat 2, 79, St James'S Road Flat / maisonette	Flat / maisonette	Mar 2016	n/a	n/a	n/a	£204,250
91a, St James'S Road Flat / maisonette	Flat / maisonette	Aug 2015	560 sq ft £322/sq ft	560 sq ft	£322	£180,000