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2 bed flat for sale Havelock Road, Croydon, CR0

Guide price
£275,000
Bairstow Eves logo

Added on 31/08/2026

Type
Flat
Bedrooms
2
Bathrooms
1
Size
£412 per sq ft
Tenure
Share of freehold
EPC Energy rating band E 44 potential C

Highlights

From the agent's description

  • Chain free
  • Garage
  • Communal gardens
  • Dual aspect

About this property

Guide Price £275,000 to £300,000 Bairstoweves is delighted to introduce this charming second floor, purpose built two bedroom flat set in the ever popular residential pocket of Addiscombe. It offers generous space, strong fundamentals, and plenty of potential for buyers who want to shape a home around their own style.

The property features a light, double aspect and spacious reception room with a natural dining area, giving you a flexible layout that suits both entertaining and day to day living. The fitted kitchen is fully functional and provides clear scope for modern upgrades.

Energy performance

Energy rating band E 44
Current
Potential
92+
A
81-91
B
69-80
C
Potential rating: 70 C
55-68
D
39-54
E
Current rating: 44 E
21-38
F
1-20
G

This home is rated band E, scoring 44 out of 100. The average British home is band D. Its certificate says it could reach band C (70) if the improvements it recommends were carried out.

Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.

Council tax

Ask agent
Per year
  • Band A
    £1,733
  • Band B
    £2,022
  • Band C
    £2,311
  • Band D
    £2,600
  • Band E
    £3,178
  • Band F
    £3,755
  • Band G
    £4,333
  • Band H
    £5,200

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Croydon, 2026/27 bills run from £1,733 a year in band A to £5,200 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Croydon, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

100 comparables · within 0.9 miles

Cheaper than 63% of the 2-bed flats for sale nearby right now.

This home, £275,000 Median £300,000 · £225,000 – £360,000
Per square foot (approx.)
£412 1% under
2-bed flats nearby £415
Against sold prices
7% under
CR0 sold median £445 / sq ft, 2,673 sales

Compared with 100 2-bed flats for sale within 0.9 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in CR0 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in CR0 →

Location

Havelock Road, Croydon, CR0

Mortgage and stamp duty

Property price £275,000
£137k £413k
Deposit10% £28,000
£0 £275k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years

A £247,000 mortgage. Most lenders would want a household income of about £55,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

AddressSoldSizePrice
9, Havelock Road DetachedJul 2026n/a£1,000,000
41a, Havelock Road Flat / maisonetteApr 2026667 sq ft £457/sq ft£305,000
5, Melton Court, Havelock Road Flat / maisonetteMar 2026592 sq ft £481/sq ft£285,000
Flat 6, June Rose House, 23, Havelock Road Flat / maisonetteDec 2025n/a£320,000
15, Melton Court, Havelock Road Flat / maisonetteMar 2025549 sq ft £410/sq ft£225,000
Flat 8, Brook House, 33, Havelock Road Flat / maisonetteJun 2023452 sq ft £487/sq ft£220,000
45a, Havelock Road Flat / maisonetteJun 2023678 sq ft £417/sq ft£282,500
Flat 5, June Rose House, 23, Havelock Road Flat / maisonetteMay 2023614 sq ft £489/sq ft£300,000

All sales on Havelock Road → All sold prices in Croydon →

Area insights

The neighbourhood around this property.

Marketed by
Bairstow Eves, East Croydon
22 Norfolk House George Street, Croydon, Surrey
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