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£120,000
OIRO

2 bed house for sale Valley Road, Spital, Chesterfield, S41 0HB

2 beds 1 bath House
Freehold

Added on 16/09/2026

About this property

** REDUCED TO A LOWER PRICE FOR A QUICK SALE OF £120,000** OFFERED WITH NO CHAIN - READY TO MOVE INTO - SUPERB FIRST TIME BUYER HOME & FOR DOWNSIZERS ALIKE! *GREAT LOCATION - TWO DOUBLE BEDROOM TERRACED HOUSE - SOUTH FACING REAR GARDEN* Located minutes away from Chesterfield Town Centre, close to quality schools for all ages and ideal for anyone working at Royal Hospital at Calow. Bus stop to Chesterfield nearby - as is M1 J29 & the Train station. Well presented to move into yet a blank canvas to make your own! The property comprises:- lounge, dining room with understairs store, fitted kitchen, two first floor double bedrooms (one with fitted cupboard over the stairs) & combined bathroom WC with shower over. Gas central heating & uPVC double glazed. Externally there is on road parking available & rear garden which is southerly facing. We believe this property would rent out at £775 - £800 per calendar month - A 7.3% YIELD - wonderful investment! VIEWINGS AVAILABLE NOW - CALL HUNTERS TO BOOK!! FREEHOLD | COUNCIL TAX BAND A DISCLOSURE ADVERT & DESCRIPTION DISCLAIMER; These particulars are intended to give a fair and reliable description of the property but no responsibility for any inaccuracy or error can be accepted and do not constitute an offer or contract. We have not tested any services or appliances (including central heating if fitted) referred to in these particulars and the purchasers are advised to satisfy themselves as to the working order and condition. If a property is unoccupied at any time there may be reconnection charges for any switched off/disconnected or drained services or appliances. All measurements are approximate. BUYERS AML FEE DISCLOSURE; By law, we are required to conduct anti-money laundering checks on all potential buyers and sellers, and we take this responsibility very seriously. In line with HMRC guidelines, we will securely manage these checks. Once an offer is accepted (subject to contract), a secure link for you to complete the biometric checks electronically. A non-refundable fee of £62.50 + VAT (£75.00 inc VAT) per person will apply for these checks. These anti-money laundering checks must be completed before we can send the memorandum of sale to the solicitors to confirm the sale.

Key features

  • NO CHAIN
  • TWO DOUBLE BEDROOMS
  • TERRACED HOUSE
  • SOUTHERLY FACING REAR GARDEN
  • SUPERB LOCATION
  • VIEW NOW

Floorplan

Location

Valley Road, Spital, Chesterfield, S41 0HB

Council tax
Band A (Approx £1,560/year)

Mortgage and stamp duty

Property price £120,000
£60k £180k
Deposit10% £12,000
£0 £120k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years

A £108,000 mortgage. Most lenders would want a household income of about £24,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Historic sold prices nearby

HM Land Registry sales in S41 0HB. Floor areas from Energy Performance Certificates where matched.

AddressSoldSizePrice
87, Valley Road TerracedApr 2026797 sq ft £167/sq ft£133,000
57, Valley Road TerracedDec 2025872 sq ft £155/sq ft£135,000
69, Valley Road TerracedOct 20241,033 sq ft £106/sq ft£110,000
87, Valley Road TerracedFeb 2024797 sq ft £157/sq ft£125,000
65, Valley Road TerracedJan 2023861 sq ft £127/sq ft£109,450
91, Valley Road TerracedNov 2022818 sq ft £116/sq ft£95,000
19, Valley Road TerracedJun 20221,216 sq ft £148/sq ft£180,000
63, Valley Road TerracedJun 2022872 sq ft £161/sq ft£140,000

All sales on Valley Road → All sold prices in Chesterfield →

Area insights

The neighbourhood around this property.

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