1/8
£145,000
2 beds
Valley Road, Spital
0.09 miles
away
Freehold
Added on 16/09/2026 
1/15
1/15
£111,000
Asking price 2 bed house for sale Spital Gardens, Chesterfield
2
beds House
Freehold
Added on 16/09/2026
About this property
Situated within a well-established and sought-after residential area of Chesterfield, this two-bedroom mid-terrace property offers an excellent balance of practical living, everyday convenience and strong transport links. The location is ideal for access to local shops with Chesterfield town centre also within easy reach, providing a wider selection of retail, dining and essential services. Commuters will appreciate the convenient access to the A61 and M1, making travel to Sheffield, Derby and surrounding areas straightforward.
Key features
- TWO-BEDROOM MID-TERRACE PROPERTY
- WELL-ESTABLISHED AND POPULAR RESIDENTIAL LOCATION IN CHESTERFIELD
- IDEAL FOR FIRST-TIME BUYERS OR BUY-TO-LET INVESTORS
- SOUTH-FACING REAR GARDEN OF GENEROUS LENGH
- FITTED KITCHEN WITH WALL AND BASE UNITS
- COMFORTABLE LOUNGE WITH LARGE WINDOWS AND WALL-MOUNTED FIREPLACE
- ONE SINGLE BEDROOM AND ONE WELL-PROPORTIONED DOUBLE BEDROOM
- FIRST-FLOOR THREE-PIECE FAMILY BATHROOM
- 3M X 4M SHED CURRENTLY USED AS A HOME OFFICE
- COUNCIL TAX BAND A
Floorplan
Location
Spital Gardens, Chesterfield, S41 0HG
- Council tax
- Band A (Approx £1,560/year)Chesterfield's 2026/27 area average, including the typical parish precept for band A. Your bill may differ: single-person and other discounts may apply.
Mortgage and stamp duty
Property price £111,000
£55k £167k
Deposit10% £11,000
£0 £111k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years
A £100,000 mortgage. Most lenders would want a household income of about £23,000 to support it.
A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.
Historic sold prices nearby
HM Land Registry sales in S41 0HG. Floor areas from Energy Performance Certificates where matched.
| Address | Type | Sold | Size | Size | £/sq ft | Price |
|---|---|---|---|---|---|---|
| 9, Spital Gardens Terraced | Terraced | Jan 2026 | 592 sq ft £132/sq ft | 592 sq ft | £132 | £78,000 |
| 5, Spital Gardens Terraced | Terraced | Mar 2023 | 570 sq ft £228/sq ft | 570 sq ft | £228 | £130,000 |
| 3, Spital Gardens Terraced | Terraced | Aug 2015 | 570 sq ft £196/sq ft | 570 sq ft | £196 | £112,000 |
| 5, Spital Gardens Terraced | Terraced | Dec 2013 | 570 sq ft £131/sq ft | 570 sq ft | £131 | £75,000 |
| 9, Spital Gardens Terraced | Terraced | May 2007 | 592 sq ft £160/sq ft | 592 sq ft | £160 | £95,000 |
| 5, Spital Gardens Semi-detached | Semi-detached | Aug 2005 | 570 sq ft £96/sq ft | 570 sq ft | £96 | £55,000 |
| 3, Spital Gardens Terraced | Terraced | Oct 2004 | 570 sq ft £135/sq ft | 570 sq ft | £135 | £76,750 |
| 3, Spital Gardens Terraced | Terraced | Mar 2003 | 570 sq ft £79/sq ft | 570 sq ft | £79 | £44,995 |
Area insights
The neighbourhood around this property.
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