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2 bed flat for sale Effingham Road, Croydon, CR0

Asking price

£300,000

Added on 29/09/2026

Type: Flat
Bedrooms: 2
Bathrooms: 1
Size: £385 per sq ft
Tenure: Leasehold; 125 years left(from the agent's description)

* From the agent's description. Check it with them before you rely on it.

Key features

Two Well-Proportioned Bedrooms
Fully Refurbished Throughout
New Lease of 125 Years To Be Included.
2 Reception Rooms
Modern Integrated Kitchen
Bright Rear Reception Room
Private Garden With Summerhouse
Off-Street Parking Available

About this property

Situated on the popular Effingham Road, this beautifully refurbished two-bedroom family home has been thoughtfully modernised throughout to create a bright, contemporary living space ready for immediate occupation. Offering generous accommodation on the ground floor, a private rear garden and off-street parking, the property is ideally suited to families, first-time buyers and those seeking a home with nothing to do but move in.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,733
Band B

£2,022
Band C

£2,311
Band D

£2,600
Band E

£3,178
Band F

£3,755
Band G

£4,333
Band H

£5,200

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Croydon, 2026/27 bills run from £1,733 a year in band A to £5,200 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Croydon, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Property timeline

Listed

September 2026 £300,000

2 beds · 1 bath · this listing
Sold

February 2017 £280,000

Flat / maisonette
Sold

April 1996 £41,000

Flat / maisonette

Sales are HM Land Registry records matched to this address by its number.

Price guide

100 comparables · within 1.2 miles

Priced above 57% of the 2-bed flats for sale nearby right now.

This home, £300,000 Median £280,000 · £220,000 – £376,000

Per square foot

£385 4% under

2-bed flats nearby £402

Against sold prices

13% under

CR0 sold median £445 / sq ft, 2,673 sales

Compared with 100 2-bed flats for sale within 1.2 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in CR0 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in CR0 →

Location

Effingham Road, Croydon, CR0

Open map Street View

Mortgage and stamp duty

Property price £300,000

£150k £450k

Deposit10% £30,000

£0 £300k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £270,000 mortgage. Most lenders would want a household income of about £60,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
3, Effingham Road Semi-detached	Semi-detached	Oct 2021	646 sq ft £604/sq ft	646 sq ft	£604	£390,000
33, Effingham Road Flat / maisonette	Flat / maisonette	Feb 2017	775 sq ft £361/sq ft	775 sq ft	£361	£280,000
39, Effingham Road Flat / maisonette	Flat / maisonette	Jun 2015	689 sq ft £362/sq ft	689 sq ft	£362	£249,200
63, Effingham Road Semi-detached	Semi-detached	Jan 2015	829 sq ft £346/sq ft	829 sq ft	£346	£287,000
29, Effingham Road Semi-detached	Semi-detached	Jul 2008	764 sq ft £327/sq ft	764 sq ft	£327	£250,000
21, Effingham Road Terraced	Terraced	Jan 2008	n/a	n/a	n/a	£205,000
63, Effingham Road Flat / maisonette	Flat / maisonette	Nov 2007	829 sq ft £299/sq ft	829 sq ft	£299	£248,000
63, Effingham Road Flat / maisonette	Flat / maisonette	Feb 2007	829 sq ft £121/sq ft	829 sq ft	£121	£100,000