Shared ownership

1/15

Shared ownership

1/15

3 bed flat for sale Churchgate Street, Bury St. Edmunds, IP33

Offers over

£495,000

Added on 28/09/2026

25% share · about £1,980,000 full value

Type: Flat
Bedrooms: 3
Bathrooms: 3
Size: £253 per sq ft
Tenure: Freehold

Council tax Band C £2,090 a year EPC C 71

Key features

Prestigious address situated within the Medieval Grid
High standard of finish
Modern & period features
Views over St Edmunds Cathedral & Norman Tower
NO ONWARD CHAIN

About this property

Stunning apartment in prime town location. A rare opportunity to acquire one of just four residences within the historic Masonic Hall, one of Bury St Edmunds' most distinctive landmark buildings, positioned directly opposite the Abbey Gardens and enjoying views towards St Edmundsbury Cathedral and the Norman Tower.

Occupying a prominent position within the town's celebrated Medieval Grid, Residence 3 combines the elegance and proportions synonymous with Georgian architecture with the practicality of modern living. Forming part of a Grade II listed building dating from the mid-18th century, the residence offers an exceptional blend of architectural character and contemporary comfort.

Floorplan

Energy performance

C 71

Current

Potential

92+

81-91

69-80

71 C

73 C

55-68

39-54

21-38

1-20

This home is rated band C, scoring 71 out of 100. The average British home is band D. Its certificate says it could reach band C (73) if the improvements it recommends were carried out.

Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.

Council tax

Band C £2,090 a year

Per year

Band A

£1,568
Band B

£1,829
Band C

This home: £2,090
Band D

£2,351
Band E

£2,874
Band F

£3,397
Band G

£3,919
Band H

£4,703

This home is in band C, which costs £2,090 a year in West Suffolk for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across West Suffolk, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Location

Churchgate Street, Bury St. Edmunds, IP33

Open map Street View

Mortgage and stamp duty

Property price £495,000

£247k £743k

Deposit10% £50,000

£0 £495k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £445,000 mortgage. Most lenders would want a household income of about £99,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
36, Churchgate Street Terraced	Terraced	Dec 2024	n/a	n/a	n/a	£825,000
Flat 4, 37, Churchgate Street Flat / maisonette	Flat / maisonette	Sept 2024	1,227 sq ft £428/sq ft	1,227 sq ft	£428	£525,000
Flat 2, 37, Churchgate Street Flat / maisonette	Flat / maisonette	Feb 2024	624 sq ft £465/sq ft	624 sq ft	£465	£290,000
Flat 1, 37, Churchgate Street Flat / maisonette	Flat / maisonette	Apr 2023	1,012 sq ft £371/sq ft	1,012 sq ft	£371	£375,000
Flat 2, 37, Churchgate Street Flat / maisonette	Flat / maisonette	Apr 2018	624 sq ft £400/sq ft	624 sq ft	£400	£250,000
Flat 4, 37, Churchgate Street Flat / maisonette	Flat / maisonette	Mar 2016	1,227 sq ft £379/sq ft	1,227 sq ft	£379	£465,000
Flat 3, 37, Churchgate Street Flat / maisonette	Flat / maisonette	Jan 2016	1,948 sq ft £257/sq ft	1,948 sq ft	£257	£500,000
Flat 1, 37, Churchgate Street Flat / maisonette	Flat / maisonette	Jun 2015	1,012 sq ft £301/sq ft	1,012 sq ft	£301	£305,000