£425,000
Terraced · 3 beds · 1 bath
St Ives, Three Bedroom House in Central Location, TR26
0.04 miles away
Freehold
1/16
1/16
1 bed flat for sale Baileys Lane, St. Ives, TR26
Offers in excess of
£250,000
Added on 26/09/2026
Added on 26/09/2026
- Type
- Flat
- Bedrooms
- 1
- Bathrooms
- 1
- Size
- £611 per sq ft
- Tenure
- Share of freehold
EPC Energy rating band C 76
Highlights
From the agent's description
- Chain free
- Open-plan kitchen/diner
- Share of freehold
About this property
A lovely one bedroom ground floor cottage located just a few steps from the World famous St Ives harbour. Currently a successful holiday let , it has the added benefit of an outside seating area on a quiet pedestrian only lane.
The property has an open plan living room with a kitchen and a dining area plus a double bedroom and a shower room.
Floorplan
Energy performance
Energy rating band C 76
Current
Potential
92+
A
81-91
B
69-80
C
Current rating: 76 C
Potential rating: 78 C
55-68
D
39-54
E
21-38
F
1-20
G
This home is rated band C, scoring 76 out of 100. The average British home is band D. Its certificate says it could reach band C (78) if the improvements it recommends were carried out.
Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.
Council tax
Ask agent
Per year
- Band A£1,727
- Band B£2,015
- Band C£2,303
- Band D£2,591
- Band E£3,167
- Band F£3,742
- Band G£4,318
- Band H£5,182
The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Cornwall, 2026/27 bills run from £1,727 a year in band A to £5,182 in band H.
Figures from MHCLG (Open Government Licence v3): the average bill for each band across Cornwall, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.
Price guide
This home
£611 / sq ft
Area average (sold)
£434 / sq ft
Price per area, sold homes nearby
£267 / sq ft
£611 / sq ft
£630 / sq ft
Lowest
This home
Highest
£611 per sq ft, above the middle of recent sales in TR26 (£267–£630, 10th–90th percentile, 265 sales over 24 months).
Lowest and highest are the 10th and 90th percentiles of 265 homes sold in TR26 over the last 24 months. This home's figure uses its asking price.
Location
Baileys Lane, St. Ives, TR26
Mortgage and stamp duty
Property price £250,000
£125k £375k
Deposit10% £25,000
£0 £250k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years
A £225,000 mortgage. Most lenders would want a household income of about £50,000 to support it.
A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.
Properties sold nearby
HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.
| Address | Type | Sold | Size | Size | £/sq ft | Price |
|---|---|---|---|---|---|---|
| 1, Burrells Court Flat / maisonette | Flat / maisonette | Aug 2023 | 398 sq ft £603/sq ft | 398 sq ft | £603 | £240,000 |
| 7, Baileys Lane Terraced | Terraced | Dec 2020 | 947 sq ft £533/sq ft | 947 sq ft | £533 | £505,000 |
| 10, Baileys Lane Terraced | Terraced | Jan 2018 | 797 sq ft £434/sq ft | 797 sq ft | £434 | £346,000 |
| 9, Baileys Lane Terraced | Terraced | Dec 2016 | 1,012 sq ft £389/sq ft | 1,012 sq ft | £389 | £394,000 |
| 8, Baileys Lane Terraced | Terraced | Oct 2015 | 581 sq ft £533/sq ft | 581 sq ft | £533 | £310,000 |
| The Cobbles, Baileys Lane Flat / maisonette | Flat / maisonette | Jul 2013 | n/a | n/a | n/a | £220,000 |
| 7, Baileys Lane Terraced | Terraced | Apr 2013 | 947 sq ft £414/sq ft | 947 sq ft | £414 | £392,000 |
| 8, Baileys Lane Terraced | Terraced | Mar 2012 | 581 sq ft £404/sq ft | 581 sq ft | £404 | £235,000 |
Area insights
The neighbourhood around this property.
