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3 bed house for sale St. Thomas Road, Derby, DE23

OIRO

£190,000

Added on 25/09/2026

Type: Terraced
Bedrooms: 3
Bathrooms: 1
Size: £162 per sq ft
Tenure: Freehold

EPC E 53 potential C

Key features

No Onward Chain
Mid-Terrace
Period Features
Excellent Rental Potential
Close To Local Amenities
Two Reception Rooms
Spacious Living Areas
Viewing Essential

About this property

Ashley Adams are thrilled to bring to market this incredibly spacious, three bed mid terrace property just a short walk away from the heart of Derby City Centre. The property is ideal for landlords and first time buyers, with a gorgeous rear garden and spacious living spaces which in brief comprises of; entrance hall, lounge, dining room, kitchen, cellar, three bedrooms and family bathroom. Viewing is highly advised to appreciate just how spacious the accommodation on offer here is!

Floorplan

Energy performance

E 53

Current

Potential

92+

81-91

69-80

78 C

55-68

39-54

53 E

21-38

1-20

This home is rated band E, scoring 53 out of 100. The average British home is band D. Its certificate says it could reach band C (78) if the improvements it recommends were carried out.

Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.

Council tax

Ask agent

Per year

Band A

£1,537
Band B

£1,794
Band C

£2,050
Band D

£2,306
Band E

£2,818
Band F

£3,331
Band G

£3,843
Band H

£4,612

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Derby, 2026/27 bills run from £1,537 a year in band A to £4,612 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Derby, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

100 comparables · within 1.7 miles

Cheaper than 64% of the 3-bed houses for sale nearby right now.

This home, £190,000 Median £222,500 · £150,000 – £280,000

Per square foot

£162 25% under

3-bed houses nearby £217

Against sold prices

33% under

DE23 sold median £242 / sq ft, 951 sales

Compared with 100 3-bed houses for sale within 1.7 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in DE23 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in DE23 →

Location

St. Thomas Road, Derby, DE23

Open map Street View

Mortgage and stamp duty

Property price £190,000

£95k £285k

Deposit10% £19,000

£0 £190k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £171,000 mortgage. Most lenders would want a household income of about £38,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
254, St Thomas Road Terraced	Terraced	May 2021	1,927 sq ft £65/sq ft	1,927 sq ft	£65	£124,950
206, St Thomas Road Semi-detached	Semi-detached	Mar 2021	1,679 sq ft £122/sq ft	1,679 sq ft	£122	£205,000
266, St Thomas Road Semi-detached	Semi-detached	Feb 2020	n/a	n/a	n/a	£180,000
218, St Thomas Road Terraced	Terraced	Nov 2017	1,163 sq ft £103/sq ft	1,163 sq ft	£103	£119,638
234, St Thomas Road Terraced	Terraced	Jun 2012	1,798 sq ft £61/sq ft	1,798 sq ft	£61	£109,000
212, St Thomas Road Terraced	Terraced	Mar 2012	1,001 sq ft £85/sq ft	1,001 sq ft	£85	£85,000
212, St Thomas Road Terraced	Terraced	Nov 2007	1,001 sq ft £119/sq ft	1,001 sq ft	£119	£119,000
226, St Thomas Road Terraced	Terraced	Oct 2007	1,109 sq ft £131/sq ft	1,109 sq ft	£131	£145,000