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4 bed commercial property for sale St. Thomas Road, Derby, DE23

Asking price

£250,000

Added on 30/09/2026

Type: Commercial property
Bedrooms: 4
Bathrooms: 1
Size: £186 per sq ft
Tenure: Freehold

Key features

Mixed Use Premises with Shop & Separate Apartment
Fully Occupied with Tenants
Four Bedroom Accommodation
Busy Location, Ideal for Investment
No Onward Chain

About this property

A rare opportunity to purchase this mixed use property comprising a commercial premises on the ground floor, with separate living accommodation above. Both units form part of the same title yet are let under separate tenancies. Situated on the bustling St. Thomas Road and offered with no onward chain, this is great spot to make an investment.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,537
Band B

£1,794
Band C

£2,050
Band D

£2,306
Band E

£2,818
Band F

£3,331
Band G

£3,843
Band H

£4,612

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Derby, 2026/27 bills run from £1,537 a year in band A to £4,612 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Derby, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

This home

£186 / sq ft

Area average (sold)

£240 / sq ft

Price per area, sold homes nearby

£136 / sq ft

£186 / sq ft

£331 / sq ft

Lowest

This home

Highest

£186 per sq ft, below the middle of recent sales in DE23 (£136–£331, 10th–90th percentile, 951 sales over 24 months).

Lowest and highest are the 10th and 90th percentiles of 951 homes sold in DE23 over the last 24 months. This home's figure uses its asking price. All sold £/sq ft in DE23 →

Location

St. Thomas Road, Derby, DE23

Open map Street View

Mortgage and stamp duty

Property price £250,000

£125k £375k

Deposit10% £25,000

£0 £250k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £225,000 mortgage. Most lenders would want a household income of about £50,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
164, St Thomas Road Terraced	Terraced	Nov 2025	1,119 sq ft £143/sq ft	1,119 sq ft	£143	£160,000
186, St Thomas Road Terraced	Terraced	Jan 2020	1,152 sq ft £104/sq ft	1,152 sq ft	£104	£120,000
184, St Thomas Road Terraced	Terraced	Jan 2020	1,184 sq ft £83/sq ft	1,184 sq ft	£83	£98,000
176, St Thomas Road Semi-detached	Semi-detached	Oct 2017	915 sq ft £109/sq ft	915 sq ft	£109	£100,000
170, St Thomas Road Terraced	Terraced	Apr 2015	743 sq ft £67/sq ft	743 sq ft	£67	£50,000
192, St Thomas Road Terraced	Terraced	Jan 2014	1,378 sq ft £85/sq ft	1,378 sq ft	£85	£117,500
186, St Thomas Road Terraced	Terraced	Jul 2010	1,152 sq ft £87/sq ft	1,152 sq ft	£87	£100,000
184, St Thomas Road Terraced	Terraced	Jun 2010	1,184 sq ft £95/sq ft	1,184 sq ft	£95	£113,000