1/8
£45,000
1 bed · 1 bath
Waterside Street, Kilmarnock, East Ayrshire, KA1
0.08 miles
away
Freehold
Added on 18/09/2026 
1/12
1/12
£35,000
Offers Over 1 bed flat for sale Titchfield Street, Kilmarnock
1
bed 1
bath Flat
Freehold
Added on 16/09/2026
About this property
Situated within the heart of Kilmarnock town centre on the ever-popular Titchfield Street, this well-presented top floor flat offers an excellent opportunity for both first-time buyers and buy-to-let investors alike. The accommodation comprises a bright and spacious open-plan lounge/kitchen, providing a modern and sociable living space, a generously sized double bedroom, and a well-appointed bathroom. The property is presented in true walk-in condition throughout, with neutral décor and a well-maintained interior, allowing prospective purchasers to move straight in with minimal effort or expense.
Key features
- Top floor flat within Kilmarnock town centre
- Open-plan lounge/kitchen
- One Spacious Bedroom
- Modern bathroom
- Ideal for First-Time Buyers
- Excellent buy-to-let investment opportunity
- Close to amenities and transport links
Floorplan
Energy performance
Energy rating band D 61
Current
Potential
92+
A
81-91
B
69-80
C
Potential rating: 75 C
55-68
D
Current rating: 61 D
39-54
E
21-38
F
1-20
G
This home is rated band D, scoring 61 out of 100. The average British home is band D. Its certificate says it could reach band C (75) if the improvements it recommends were carried out.
Read from the certificate published with this listing, so it may not be the latest one. Check the Scottish EPC register for the full certificate and its recommendations.
Location
Titchfield Street, Kilmarnock, KA1 1PH
- Council tax
- Band D (Approx £1,717/year)The agent has not stated the band, so band D is shown as the local reference: East Ayrshire's 2026/27 rate before water and sewerage charges. The actual band and any discounts change the bill.
Mortgage and LBTT
Property price £35,000
£18k £53k
Deposit11% £4,000
£0 £35k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years
A £31,000 mortgage. Most lenders would want a household income of about £7,000 to support it.
A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.
Area insights
The neighbourhood around this property.
Marketed by
William H. Brown, Kilmarnock
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