1/8
£35,000
1 bed · 1 bath · 511 sq ft
Titchfield Street, Kilmarnock
0.08 miles
away
Freehold
Added on 16/09/2026 
1/13
1/13
£45,000
Offers over 1 bed flat for sale Waterside Street, Kilmarnock, East Ayrshire, KA1
1
bed 1
bath Flat
Freehold
Added on 18/09/2026
About this property
Situated in a fantastic central location within Kilmarnock, this beautifully presented one-bedroom upper flat offers an excellent opportunity for first-time buyers, downsizers, or investors. The property is nicely decorated throughout and provides bright, comfortable accommodation that is ready to move into. Waterside Street enjoys a highly convenient setting with a wide range of local amenities, including shops, supermarkets, cafes, and leisure facilities all within easy reach.
Floorplan
Energy performance
Energy rating band C 74
Current
Potential
92+
A
81-91
B
69-80
C
Current rating: 74 C
Potential rating: 76 C
55-68
D
39-54
E
21-38
F
1-20
G
This home is rated band C, scoring 74 out of 100. The average British home is band D. Its certificate says it could reach band C (76) if the improvements it recommends were carried out.
Read from the certificate published with this listing, so it may not be the latest one. Check the Scottish EPC register for the full certificate and its recommendations.
Location
Waterside Street, Kilmarnock, East Ayrshire, KA1, KA1 1RJ
- Council tax
- Band D (Approx £1,717/year)The agent has not stated the band, so band D is shown as the local reference: East Ayrshire's 2026/27 rate before water and sewerage charges. The actual band and any discounts change the bill.
Mortgage and LBTT
Property price £45,000
£23k £68k
Deposit11% £5,000
£0 £45k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years
A £40,000 mortgage. Most lenders would want a household income of about £9,000 to support it.
A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.
Area insights
The neighbourhood around this property.
Marketed by
Slater Hogg and Howison Sales and Letting Agents Stirling, Kilmarnock
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