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3 bed house for sale Percy Street, Derby, DE22

Asking price

£145,000

Added on 09/10/2026

Type: Terraced
Bedrooms: 3
Tenure: Ask agent

Key features

Three-bedroom terraced home
Offered for sale with no onward chain
Ideal for first-time buyers, growing families or investors
Primary school conveniently situated on the same road
Separate lounge and dining room
Good-sized kitchen positioned at the rear
Low-maintenance rear garden with outside storage
Convenient for derby city centre, royal derby hospital and the university of derby

About this property

Offering a practical layout across two floors, this three-bedroom terraced home provides flexible accommodation for first-time buyers, growing families and investors alike. The ground floor includes a comfortable lounge, separate dining room and a good-sized kitchen positioned at the rear. Stairs rise from the dining room to the first floor, where there are three bedrooms and a shower room accessed from the main bedroom. Outside is a low-maintenance rear garden, useful external storage and shared access providing a convenient route for bins. Offered for sale with no onward chain, the property is ready for its new owners to make their own.

Council tax

Ask agent

Per year

Band A

£1,537
Band B

£1,794
Band C

£2,050
Band D

£2,306
Band E

£2,818
Band F

£3,331
Band G

£3,843
Band H

£4,612

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Derby, 2026/27 bills run from £1,537 a year in band A to £4,612 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Derby, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

100 comparables · within 1.7 miles

Cheaper than 91% of the 3-bed houses for sale nearby right now.

This home, £145,000 Median £212,500 · £150,000 – £290,500

Compared with 100 3-bed houses for sale within 1.7 miles, on the market now or already under offer. The range is the middle 80% of their asking prices.

Location

Percy Street, Derby, DE22

Open map Street View

Mortgage and stamp duty

Property price £145,000

£72k £218k

Deposit10% £15,000

£0 £145k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £130,000 mortgage. Most lenders would want a household income of about £29,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
26, Percy Street Terraced	Terraced	Nov 2025	614 sq ft £228/sq ft	614 sq ft	£228	£140,000
16, Percy Street Terraced	Terraced	Sept 2023	689 sq ft £160/sq ft	689 sq ft	£160	£110,000
18, Percy Street Semi-detached	Semi-detached	Jul 2023	614 sq ft £187/sq ft	614 sq ft	£187	£115,000
8, Percy Street Semi-detached	Semi-detached	Mar 2023	667 sq ft £187/sq ft	667 sq ft	£187	£125,000
60, Percy Street Terraced	Terraced	Mar 2022	958 sq ft £137/sq ft	958 sq ft	£137	£131,500
30, Percy Street Terraced	Terraced	Feb 2022	635 sq ft £157/sq ft	635 sq ft	£157	£100,000
16, Percy Street Terraced	Terraced	May 2021	689 sq ft £131/sq ft	689 sq ft	£131	£90,000
47, Percy Street Terraced	Terraced	May 2020	764 sq ft £92/sq ft	764 sq ft	£92	£70,000