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2 bed house for sale Ship Gardens, Mildenhall, IP28

OIEO
£130,000
William H. Brown logo

Added on 01/10/2026

Retirement home
Type
Bungalow
Bedrooms
2
Bathrooms
1
Size
£216 per sq ft
Tenure
Leasehold

Key features

  • Two Bedroom Retirement Bungalow
  • Peaceful Over 55s Development
  • Delightful Riverside Views
  • Approximately 602 Sq. Ft.
  • Open-Plan Living/Dining Room
  • Patio Area Overlooking the River
  • Single-Storey Accommodation

About this property

Situated within a peaceful retirement development for the over 55s, this two bedroom bungalow offers comfortable, single-storey living with delightful riverside views. The property benefits from a flexible layout, a private patio area and is offered to the market with no onward chain. The accommodation is approached via a covered entrance porch, leading into an entrance hall with useful storage facilities and access to the principal rooms.

Floorplan

Council tax

Ask agent
Per year
  • Band A
    £1,568
  • Band B
    £1,829
  • Band C
    £2,090
  • Band D
    £2,351
  • Band E
    £2,874
  • Band F
    £3,397
  • Band G
    £3,919
  • Band H
    £4,703

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In West Suffolk, 2026/27 bills run from £1,568 a year in band A to £4,703 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across West Suffolk, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

This home
£216 / sq ft
Area average (sold)
£279 / sq ft
Price per area, sold homes nearby
Lowest
This home
Highest

£216 per sq ft, below the middle of recent sales in IP28 (£198–£357, 10th–90th percentile, 751 sales over 24 months).

Lowest and highest are the 10th and 90th percentiles of 751 homes sold in IP28 over the last 24 months. This home's figure uses its asking price. All sold £/sq ft in IP28 →

Location

Ship Gardens, Mildenhall, IP28

Mortgage and stamp duty

Property price £130,000
£65k £195k
Deposit10% £13,000
£0 £130k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years

A £117,000 mortgage. Most lenders would want a household income of about £26,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

AddressSoldSizePrice
12, Ship Gardens Flat / maisonetteOct 2025452 sq ft £299/sq ft£135,000
26, Ship Gardens Flat / maisonetteAug 2025603 sq ft £232/sq ft£139,995
13, Ship Gardens Flat / maisonetteMar 2025538 sq ft £238/sq ft£128,000
22, Ship Gardens Flat / maisonetteDec 2023614 sq ft £212/sq ft£130,000
20, Ship Gardens Flat / maisonetteNov 2023581 sq ft £224/sq ft£130,000
19, Ship Gardens Flat / maisonetteJul 2023603 sq ft £224/sq ft£135,000
24, Ship Gardens Flat / maisonetteMay 2023657 sq ft £189/sq ft£124,000
18, Ship Gardens Flat / maisonetteMar 2023431 sq ft £337/sq ft£145,000

All sales on Ship Gardens → All sold prices in Bury St Edmunds →

Area insights

The neighbourhood around this property.

Marketed by
William H. Brown, Mildenhall
17 High Street, BURY ST. EDMUNDS, Suffolk
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