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1 bed flat for sale Jack Stephens Estate, Penzance, TR18

Guide Price

£90,000

Added two days ago

Type: Flat
Bedrooms: 1
Bathrooms: 1
Tenure: Ask agent

Key features

Self-contained ground floor flat
Courtyard garden to the front
Double bedroom
Open-plan lounge/kitchen
Gas central heating
uPVC double glazing
Communal drying area to the rear
999-year lease
Resident's parking area
Chain-free sale

About this property

ACCOMMODATION COMPRISES uPVC double glazed panel door with side panel opening to:-OPEN-PLAN LOUNGE/KITCHEN - 19' 4'' x 12' 4'' (5.89m x 3.76m) maximum measurementsLOUNGE AREA Laminate flooring and two radiators.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,727
Band B

£2,015
Band C

£2,303
Band D

£2,591
Band E

£3,167
Band F

£3,742
Band G

£4,318
Band H

£5,182

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Cornwall, 2026/27 bills run from £1,727 a year in band A to £5,182 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Cornwall, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Property timeline

Listed

October 2026 £90,000

1 bed · 1 bath · this listing

Past sales can't be shown: the agent hasn't given the flat number.

Location

Jack Stephens Estate, Penzance, TR18

Open map Street View

Mortgage and stamp duty

Property price £90,000

£45k £135k

Deposit10% £9,000

£0 £90k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £81,000 mortgage. Most lenders would want a household income of about £18,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
2, Jack Stephens Estate Flat / maisonette	Flat / maisonette	Apr 2025	797 sq ft £177/sq ft	797 sq ft	£177	£141,000
44, Jack Stephens Estate Flat / maisonette	Flat / maisonette	Jan 2024	818 sq ft £183/sq ft	818 sq ft	£183	£150,000
10, Jack Stephens Estate Flat / maisonette	Flat / maisonette	Jul 2023	818 sq ft £144/sq ft	818 sq ft	£144	£118,000
36, Jack Stephens Estate Terraced	Terraced	Nov 2017	775 sq ft £174/sq ft	775 sq ft	£174	£134,500
22, Jack Stephens Estate Flat / maisonette	Flat / maisonette	Aug 2011	797 sq ft £151/sq ft	797 sq ft	£151	£120,000
8, Jack Stephens Estate Flat / maisonette	Flat / maisonette	Aug 2011	818 sq ft £138/sq ft	818 sq ft	£138	£113,000
8, Jack Stephens Estate Flat / maisonette	Flat / maisonette	Jul 2009	818 sq ft £180/sq ft	818 sq ft	£180	£147,000
18, Jack Stephens Estate Terraced	Terraced	Feb 2006	818 sq ft £171/sq ft	818 sq ft	£171	£140,000