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3 bed flat for sale Jack Stephens Estate, Penzance, TR18

Asking price

£130,000

Added on 26/09/2026

Type: Flat
Bedrooms: 3
Bathrooms: 1
Size: £162 per sq ft
Tenure: Leasehold

EPC C 73

About this property

Welcome to this well presented three bedroom maisonette situated in the heart of Penzance. The property is deceptively spacious throughout and would make the perfect first time or investment. An early viewing is highly advised to appreciate this property.

Accommodation to the ground floor comprises a fitted kitchen with ample work surface and storage, light and spacious lounge with sliding doors providing access to the recently refurbished balcony which is the perfect spot for alfresco dining during the summer months.

Floorplan

Energy performance

C 73

Current

Potential

92+

81-91

69-80

73 C

74 C

55-68

39-54

21-38

1-20

This home is rated band C, scoring 73 out of 100. The average British home is band D. Its certificate says it could reach band C (74) if the improvements it recommends were carried out.

Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.

Council tax

Ask agent

Per year

Band A

£1,727
Band B

£2,015
Band C

£2,303
Band D

£2,591
Band E

£3,167
Band F

£3,742
Band G

£4,318
Band H

£5,182

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Cornwall, 2026/27 bills run from £1,727 a year in band A to £5,182 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Cornwall, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Property timeline

Listed

September 2026 £130,000

3 beds · 1 bath · this listing

Past sales can't be shown: the agent hasn't given the flat number.

Price guide

This home

£162 / sq ft

Area average (sold)

£309 / sq ft

Price per area, sold homes nearby

£192 / sq ft

£162 / sq ft

£434 / sq ft

Lowest

This home

Highest

£162 per sq ft, below almost all recent sales in TR18 (£192–£434, 10th–90th percentile, 489 sales over 24 months).

Lowest and highest are the 10th and 90th percentiles of 489 homes sold in TR18 over the last 24 months. This home's figure uses its asking price. All sold £/sq ft in TR18 →

Location

Jack Stephens Estate, Penzance, TR18

Open map Street View

Mortgage and stamp duty

Property price £130,000

£65k £195k

Deposit10% £13,000

£0 £130k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £117,000 mortgage. Most lenders would want a household income of about £26,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
2, Jack Stephens Estate Flat / maisonette	Flat / maisonette	Apr 2025	797 sq ft £177/sq ft	797 sq ft	£177	£141,000
44, Jack Stephens Estate Flat / maisonette	Flat / maisonette	Jan 2024	818 sq ft £183/sq ft	818 sq ft	£183	£150,000
10, Jack Stephens Estate Flat / maisonette	Flat / maisonette	Jul 2023	818 sq ft £144/sq ft	818 sq ft	£144	£118,000
36, Jack Stephens Estate Terraced	Terraced	Nov 2017	775 sq ft £174/sq ft	775 sq ft	£174	£134,500
22, Jack Stephens Estate Flat / maisonette	Flat / maisonette	Aug 2011	797 sq ft £151/sq ft	797 sq ft	£151	£120,000
8, Jack Stephens Estate Flat / maisonette	Flat / maisonette	Aug 2011	818 sq ft £138/sq ft	818 sq ft	£138	£113,000
8, Jack Stephens Estate Flat / maisonette	Flat / maisonette	Jul 2009	818 sq ft £180/sq ft	818 sq ft	£180	£147,000
18, Jack Stephens Estate Terraced	Terraced	Feb 2006	818 sq ft £171/sq ft	818 sq ft	£171	£140,000