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Shared ownership
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2 bed flat for sale Wharf Road, London, N1

Shared Ownership
£225,000
Lyons London logo

Added on 02/10/2026

25% share · £950,000 full value · £704 pcm rent
Type
Flat
Bedrooms
2
Size
£227 per sq ft
Tenure
Leasehold
114 years left(from the agent's description)
Service charge £5,533 a year(from the agent's description) Council tax Band F £3,045 a year

* From the agent's description. Check it with them before you rely on it.

Key features

  • Two Bedroom
  • Two Bathrooms
  • Private Balcony
  • Private Car Park
  • Bright and Spacious
  • Gated Development
  • Close to Old Street and Angel tube
  • Shared Ownership
  • 2nd Floor
  • EPC Rating B
  • Council Tax , Hackney

About this property

Nestled within a modern and exceptional development, this exquisite two-bedroom apartment on the second floor exudes a remarkable charm. Bathed in natural light, its open-plan living area seamlessly merges with a contemporary kitchen, creating a spacious and luminous ambiance. The generously sized hallway leads to a master bedroom adorned with built-in wardrobes and a stylishly appointed family bathroom, a generous sized second bedroom with built in wardrobes and a larger then average family bathroom.

Floorplan

Council tax

Band F £3,045 a year
Per year
  • Band A
    £1,405
  • Band B
    £1,640
  • Band C
    £1,874
  • Band D
    £2,108
  • Band E
    £2,577
  • Band F
    This home: £3,045
  • Band G
    £3,514
  • Band H
    £4,216

This home is in band F, which costs £3,045 a year in Islington for 2026/27. The band is from the agent's description, so check it before you rely on it.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Islington, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Location

Wharf Road, London, N1

Mortgage and stamp duty

Property price £225,000
£112k £338k
Deposit10% £23,000
£0 £225k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years

A £202,000 mortgage. Most lenders would want a household income of about £45,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

AddressSoldSizePrice
Apartment 34, The Saddler Building, 24, Wharf Road Flat / maisonetteJul 2026n/a£135,000
Apartment 12, The Saddler Building, 24, Wharf Road Flat / maisonetteSept 2025n/a£230,000
Apartment 27, The Saddler Building, 24, Wharf Road Flat / maisonetteNov 2024n/a£165,000
Apartment 2, The Saddler Building, 24, Wharf Road Flat / maisonetteNov 2024n/a£241,250
Apartment 15, The Saddler Building, 24, Wharf Road Flat / maisonetteSept 2024n/a£137,500
Apartment 31, The Saddler Building, 24, Wharf Road Flat / maisonetteDec 2023n/a£213,750
Apartment 43, The Saddler Building, 24, Wharf Road Flat / maisonetteDec 2023n/a£212,500
Apartment 1, The Saddler Building, 24, Wharf Road Flat / maisonetteJul 2023n/a£162,250

All sales on Wharf Road → All sold prices in Islington →

Area insights

The neighbourhood around this property.

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