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1 bed flat for sale Garratt Lane, Earlsfield, SW18

Asking Price

£230,000

Reduced on 08/10/2026

Type: Flat
Bedrooms: 1
Bathrooms: 1
Size: £552 per sq ft
Tenure: Leasehold

Council tax Band C £1,908 a year EPC D 67 potential C

Key features

Second (top) floor
417 sq ft
Bedroom
Bathroom
Reception room
Kitchen
EPC Rating D
Cash buyers/investors

About this property

A second floor flat in a fantastic location in the heart of Earlsfield, minutes from all amenities and Earlsfield station

This top floor flat has a large double bedroom, bathroom and reception room leading into a kitchen

Floorplan

Energy performance

D 67

Current

Potential

92+

81-91

69-80

77 C

55-68

67 D

39-54

21-38

1-20

This home is rated band D, scoring 67 out of 100. The average British home is band D. Its certificate says it could reach band C (77) if the improvements it recommends were carried out.

Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.

Council tax

Band C £1,908 a year

Per year

Band A

£1,431
Band B

£1,670
Band C

This home: £1,908
Band D

£2,147
Band E

£2,624
Band F

£3,101
Band G

£3,578
Band H

£4,294

This home is in band C, which costs £1,908 a year in Merton for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Merton, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Price guide

100 comparables · within 0.8 miles

Cheaper than 100% of the 1-bed flats for sale nearby right now.

This home, £230,000 Median £400,000 · £280,000 – £516,000

Per square foot

£552 22% under

1-bed flats nearby £710

Against sold prices

31% under

SW18 sold median £800 / sq ft, 2,190 sales

Compared with 100 1-bed flats for sale within 0.8 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in SW18 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in SW18 →

Location

Garratt Lane, Earlsfield, SW18

Open map Street View

Mortgage and stamp duty

Property price £230,000

£115k £345k

Deposit10% £23,000

£0 £230k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £207,000 mortgage. Most lenders would want a household income of about £46,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
635b, Garratt Lane Flat / maisonette	Flat / maisonette	Jul 2026	409 sq ft £709/sq ft	409 sq ft	£709	£290,000
Flat D, 621, Garratt Lane Flat / maisonette	Flat / maisonette	Sept 2025	592 sq ft £747/sq ft	592 sq ft	£747	£442,000
Flat 2, 627a, Garratt Lane Flat / maisonette	Flat / maisonette	May 2024	570 sq ft £804/sq ft	570 sq ft	£804	£458,500
Flat 1, 627a, Garratt Lane Flat / maisonette	Flat / maisonette	Feb 2024	743 sq ft £700/sq ft	743 sq ft	£700	£520,000
Flat 2, 633a, Garratt Lane Flat / maisonette	Flat / maisonette	Feb 2024	635 sq ft £551/sq ft	635 sq ft	£551	£350,000
Flat 1, 633a, Garratt Lane Flat / maisonette	Flat / maisonette	Nov 2023	840 sq ft £512/sq ft	840 sq ft	£512	£430,000
Flat 1, 631, Garratt Lane Flat / maisonette	Flat / maisonette	May 2023	614 sq ft £766/sq ft	614 sq ft	£766	£470,000
635b, Garratt Lane Flat / maisonette	Flat / maisonette	Mar 2023	409 sq ft £643/sq ft	409 sq ft	£643	£263,000