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4 bed house for sale Oak Tree Gardens, Colchester, CO2

Asking price

£325,000

Added on 23/09/2026

Type: Detached
Bedrooms: 4
Tenure: Freehold

Highlights

From the agent's description

Off-street parking
Private garden
Kitchen/diner
En-suite

About this property

EXPERIENCE THE PERFECT BALANCE OF SPACE, STYLE, AND MODERN LIVING WITH THIS BEAUTIFULLY PRESENTED FOUR BEDROOM LINK DETACHED HOME, IDEALLY LOCATED IN THE HIGHLY DESIRABLE CO2 AREA.

GUIDE PRICE £325,000 to £350,000

Experience the perfect balance of space, style, and modern living with this beautifully presented four-bedroom link detached home, ideally located in the highly desirable CO2 area. Offering generous accommodation throughout and thoughtfully designed for both comfort and practicality, this impressive property is perfectly suited to families and professionals seeking a well connected yet peaceful setting.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,522
Band B

£1,776
Band C

£2,029
Band D

£2,283
Band E

£2,790
Band F

£3,297
Band G

£3,805
Band H

£4,566

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Colchester, 2026/27 bills run from £1,522 a year in band A to £4,566 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Colchester, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

66 comparables · within 3 miles

Cheaper than 92% of the 4-bed houses for sale nearby right now.

This home, £325,000 Median £475,000 · £350,000 – £772,500

Compared with 66 4-bed houses for sale within 3 miles, on the market now or already under offer. The range is the middle 80% of their asking prices.

Location

Oak Tree Gardens, Colchester, CO2

Open map Street View

Mortgage and stamp duty

Property price £325,000

£162k £488k

Deposit10% £33,000

£0 £325k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £292,000 mortgage. Most lenders would want a household income of about £65,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
13, Oak Tree Gardens Detached	Detached	Jan 2025	1,130 sq ft £382/sq ft	1,130 sq ft	£382	£432,000
2, Oak Tree Gardens Detached	Detached	Dec 2020	883 sq ft £351/sq ft	883 sq ft	£351	£310,000
4, Oak Tree Gardens Detached	Detached	Jan 2020	667 sq ft £390/sq ft	667 sq ft	£390	£260,000
7, Oak Tree Gardens Detached	Detached	Jul 2019	1,066 sq ft £282/sq ft	1,066 sq ft	£282	£300,000
3, Oak Tree Gardens Semi-detached	Semi-detached	Jun 2019	861 sq ft £255/sq ft	861 sq ft	£255	£219,600
5, Oak Tree Gardens Semi-detached	Semi-detached	Nov 2017	775 sq ft £342/sq ft	775 sq ft	£342	£265,000
9, Oak Tree Gardens Detached	Detached	Mar 2017	936 sq ft £304/sq ft	936 sq ft	£304	£285,000
5, Oak Tree Gardens Semi-detached	Semi-detached	Jun 2015	775 sq ft £297/sq ft	775 sq ft	£297	£229,995