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3 bed house for sale Swallowdale, Colchester, CO2

Asking price

£280,000

Reduced on 05/10/2026

Type: Semi-detached
Bedrooms: 3
Tenure: Freehold

Highlights

From the agent's description

Off-street parking
Private garden
Utility room

About this property

Guide Price £280,000 - £300,000

Opportunity knocks in Swallowdale, CO2 a three-bedroom semi-detached home with space, structure, and serious potential. If you’ve been waiting for a property you can truly make your own, this is it.

Step through the front porch into a layout full of possibility. Two reception rooms offer flexible living ideal for creating a cosy lounge, a formal dining area, or even a home office. Upstairs, three double bedrooms provide the foundation for a comfortable family home.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,522
Band B

£1,776
Band C

£2,029
Band D

£2,283
Band E

£2,790
Band F

£3,297
Band G

£3,805
Band H

£4,566

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Colchester, 2026/27 bills run from £1,522 a year in band A to £4,566 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Colchester, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

93 comparables · within 3 miles

Cheaper than 73% of the 3-bed houses for sale nearby right now.

This home, £280,000 Median £300,000 · £250,000 – £447,000

Compared with 93 3-bed houses for sale within 3 miles, on the market now or already under offer. The range is the middle 80% of their asking prices.

Location

Swallowdale, Colchester, CO2

Open map Street View

Mortgage and stamp duty

Property price £280,000

£140k £420k

Deposit10% £28,000

£0 £280k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £252,000 mortgage. Most lenders would want a household income of about £56,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
16, Swallowdale Semi-detached	Semi-detached	Jun 2026	1,195 sq ft £314/sq ft	1,195 sq ft	£314	£375,000
30, Swallowdale Detached	Detached	Feb 2025	786 sq ft £223/sq ft	786 sq ft	£223	£175,000
33, Swallowdale Flat / maisonette	Flat / maisonette	Jan 2025	721 sq ft £246/sq ft	721 sq ft	£246	£177,500
13, Swallowdale Semi-detached	Semi-detached	Sept 2024	1,163 sq ft £340/sq ft	1,163 sq ft	£340	£395,000
11, Swallowdale Semi-detached	Semi-detached	Aug 2024	1,206 sq ft £285/sq ft	1,206 sq ft	£285	£344,000
6, Swallowdale Semi-detached	Semi-detached	Apr 2023	1,249 sq ft £294/sq ft	1,249 sq ft	£294	£367,500
16, Swallowdale Semi-detached	Semi-detached	Mar 2022	1,195 sq ft £310/sq ft	1,195 sq ft	£310	£370,000
19, Swallowdale Semi-detached	Semi-detached	Jan 2021	915 sq ft £262/sq ft	915 sq ft	£262	£240,000