1/8
£240,000
2 beds · 2 baths
Little Hallfield Road, York
0.03 miles
away
Leasehold
Added on 16/09/2026 
Shared ownership
1/13
Shared ownership
1/13
£129,000
Shared Ownership 2 bed flat for sale Richmond Street, York, YO31 7XL
2
beds 1
bath Ground Floor Flat
60% share · £215,000 full value Tenure: ask agent
Added today
About this property
A great choice for first-time buyers looking for an affordable step onto the property ladder, this home provides bright, practical accommodation with a simple layout that is easy to make your own. The 60% shared ownership arrangement provides an accessible route into home ownership for eligible buyers. A secure communal entrance leads into the building, with the apartment opening into a spacious hallway.
Key features
- 60% Shared Ownership
- Two Double Bedrooms
- Ground Floor Apartment
- Close to City Centre
- Ideal for First-Time Buyers
- Allocated Parking
- Visitor Parking Available
- Open Plan Living
- Modern Kitchen/Diner
Floorplan
Location
Richmond Street, York, YO31 7XL
- Council tax
- Band D (Approx £2,287/year)The agent has not stated the band, so band D is shown as the local reference: York's 2026/27 area average, including the typical parish precept. The actual band and any discounts change the bill.
Mortgage and stamp duty
Property price £129,000
£64k £194k
Deposit10% £13,000
£0 £129k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years
A £116,000 mortgage. Most lenders would want a household income of about £26,000 to support it.
A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.
Historic sold prices nearby
HM Land Registry sales in YO31 7XL. Floor areas from Energy Performance Certificates where matched.
| Address | Type | Sold | Size | Size | £/sq ft | Price |
|---|---|---|---|---|---|---|
| 38, Richmond Street Flat / maisonette | Flat / maisonette | Feb 2025 | 624 sq ft £161/sq ft | 624 sq ft | £161 | £100,800 |
| 46, Richmond Street Flat / maisonette | Flat / maisonette | Sept 2024 | 635 sq ft £159/sq ft | 635 sq ft | £159 | £100,800 |
| 30, Richmond Street Flat / maisonette | Flat / maisonette | Jul 2024 | 614 sq ft £204/sq ft | 614 sq ft | £204 | £125,000 |
| 50, Richmond Street Flat / maisonette | Flat / maisonette | Mar 2023 | 635 sq ft £155/sq ft | 635 sq ft | £155 | £98,400 |
| 36, Richmond Street Flat / maisonette | Flat / maisonette | Feb 2023 | 721 sq ft £136/sq ft | 721 sq ft | £136 | £98,400 |
| 30, Richmond Street Flat / maisonette | Flat / maisonette | Jun 2022 | 614 sq ft £181/sq ft | 614 sq ft | £181 | £111,000 |
| 22, Richmond Street Flat / maisonette | Flat / maisonette | Aug 2021 | 624 sq ft £187/sq ft | 624 sq ft | £187 | £117,000 |
| 24, Richmond Street Flat / maisonette | Flat / maisonette | Nov 2020 | 624 sq ft £138/sq ft | 624 sq ft | £138 | £86,250 |
Area insights
The neighbourhood around this property.
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