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2 bed flat for sale Waterside, Lancaster, LA1

Asking price

£140,000

Added yesterday

Type: Flat
Bedrooms: 2
Bathrooms: 2
Tenure: Leasehold

Council tax Band C £2,225 a year

Key features

Allocated parking space exclusive to the flat, a valuable benefit so close to Lancaster city centre.
A large lounge diner with enough space to relax, entertain and work from home comfortably.
South-facing balcony offering a sunny outdoor spot for coffee or an evening drink.
Two genuine double bedrooms, giving useful flexibility for guests, sharers or home working.
Main bedroom with its own en-suite shower room for added privacy.
Separate kitchen with a practical U-shaped layout and good storage.
Lift access making second-floor living straightforward and convenient.
Riverside setting moments from the Millennium Bridge and St George’s Quay.

About this property

Spacious two-bedroom second-floor apartment at Waterside with two bathrooms, a south-facing balcony, lift access and permit parking, all within easy reach of Lancaster city centre and the River Lune.LocationWaterside is one of Lancaster’s best-known apartment developments, sitting beside the River Lune and just moments from the Millennium Bridge. It gives you that useful balance of riverside setting and city-centre convenience, with St George’s Quay, cafés, restaurants and bars close by, while Sainsbury’s is practically on the doorstep for everyday essentials.

Floorplan

Council tax

Band C £2,225 a year

Per year

Band A

£1,669
Band B

£1,947
Band C

This home: £2,225
Band D

£2,503
Band E

£3,059
Band F

£3,616
Band G

£4,172
Band H

£5,006

This home is in band C, which costs £2,225 a year in Lancaster for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Lancaster, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Price guide

51 comparables · within 2.9 miles

Cheaper than 57% of the 2-bed flats for sale nearby right now.

This home, £140,000 Median £150,000 · £100,000 – £235,000

Compared with 51 2-bed flats for sale within 2.9 miles, on the market now or already under offer. The range is the middle 80% of their asking prices.

Location

Waterside, Lancaster, LA1

Open map Street View

Mortgage and stamp duty

Property price £140,000

£70k £210k

Deposit10% £14,000

£0 £140k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £126,000 mortgage. Most lenders would want a household income of about £28,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
7, Waterside Semi-detached	Semi-detached	Nov 2025	1,130 sq ft £177/sq ft	1,130 sq ft	£177	£200,000
60, Waterside Semi-detached	Semi-detached	Nov 2025	1,119 sq ft £201/sq ft	1,119 sq ft	£201	£225,000
38, Waterside Flat / maisonette	Flat / maisonette	Sept 2025	743 sq ft £209/sq ft	743 sq ft	£209	£155,000
44, Waterside Flat / maisonette	Flat / maisonette	Jul 2025	635 sq ft £197/sq ft	635 sq ft	£197	£125,000
49, Waterside Flat / maisonette	Flat / maisonette	Aug 2024	732 sq ft £191/sq ft	732 sq ft	£191	£140,000
46, Waterside Flat / maisonette	Flat / maisonette	Jan 2024	764 sq ft £216/sq ft	764 sq ft	£216	£165,000
5, Waterside Flat / maisonette	Flat / maisonette	Dec 2023	624 sq ft £200/sq ft	624 sq ft	£200	£125,000
23, Waterside Flat / maisonette	Flat / maisonette	Oct 2023	850 sq ft £174/sq ft	850 sq ft	£174	£148,000