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4 bed property for sale Charles Street, Oxford, OX4

Guide price

£520,000

Added on 30/09/2026

Bedrooms: 4
Bathrooms: 1
Size: £596 per sq ft
Tenure: Freehold

Council tax Band D £2,678 a year

About this property

HMO INVESTMENT SALE: A well presented Victorian mid terrace house situated in this sought after East Oxford side road. Offered with a c. 6.5% return.

Description

INVESTMENT SALE: A well presented Victorian mid terrace house situated in this sought after East Oxford side road.

The property is being sold with tenants in situ making this an excellent investment opportunity. The property has an HMO for four occupants and the rent for 2026/27 is £2800 pcm and therefore a return of c. 6.5%.

Floorplan

Council tax

Band D £2,678 a year

Per year

Band A

£1,786
Band B

£2,083
Band C

£2,381
Band D

This home: £2,678
Band E

£3,274
Band F

£3,869
Band G

£4,464
Band H

£5,357

This home is in band D, which costs £2,678 a year in Oxford for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Oxford, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Price guide

This home

£596 / sq ft

Area average (sold)

£491 / sq ft

Price per area, sold homes nearby

£362 / sq ft

£596 / sq ft

£647 / sq ft

Lowest

This home

Highest

£596 per sq ft, above the middle of recent sales in OX4 (£362–£647, 10th–90th percentile, 983 sales over 24 months).

Lowest and highest are the 10th and 90th percentiles of 983 homes sold in OX4 over the last 24 months. This home's figure uses its asking price. All sold £/sq ft in OX4 →

Location

Charles Street, Oxford, OX4

Open map Street View

Mortgage and stamp duty

Property price £520,000

£260k £780k

Deposit10% £52,000

£0 £520k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £468,000 mortgage. Most lenders would want a household income of about £104,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
31, Charles Street Terraced	Terraced	Jun 2026	1,152 sq ft £521/sq ft	1,152 sq ft	£521	£600,000
29, Charles Street Terraced	Terraced	Jun 2024	840 sq ft £616/sq ft	840 sq ft	£616	£517,500
33, Charles Street Terraced	Terraced	Dec 2021	926 sq ft £550/sq ft	926 sq ft	£550	£508,700
65, Charles Street Terraced	Terraced	Sept 2021	980 sq ft £526/sq ft	980 sq ft	£526	£515,000
19, Charles Street Terraced	Terraced	May 2021	872 sq ft £579/sq ft	872 sq ft	£579	£505,000
17, Charles Street Terraced	Terraced	Feb 2021	872 sq ft £562/sq ft	872 sq ft	£562	£490,000
11, Charles Street Semi-detached	Semi-detached	Feb 2020	1,087 sq ft £543/sq ft	1,087 sq ft	£543	£590,000
11, Charles Street Semi-detached	Semi-detached	Dec 2018	1,087 sq ft £371/sq ft	1,087 sq ft	£371	£403,000