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2 bed property for sale Charles Street, Oxford, OX4

Guide price

£475,000

Reduced on 17/10/2026

Bedrooms: 2
Bathrooms: 1
Tenure: Freehold

Council tax Band C £2,381 a year

About this property

A characterful two-bedroom Victorian terrace with versatile loft space. Set on the ever-popular Charles Street, this charming home blends period character with easy, modern living, and offers more space and flexibility than a typical two-bedroom Victorian terrace.

Full of character throughout, the property retains many original features including attractive sash windows, stripped wooden flooring and a cosy wood-burning stove, creating a warm and inviting living space with plenty of Victorian charm. To the rear, the kitchen has been extended to create a bright kitchen/breakfast room, offering additional workspace and room for a small breakfast table. Adjoining the kitchen is a useful pantry providing excellent storage and housing the washing machine and tumble dryer. Completing the ground floor is a well-appointed family bathroom.

Floorplan

Council tax

Band C £2,381 a year

Per year

Band A

£1,786
Band B

£2,083
Band C

This home: £2,381
Band D

£2,678
Band E

£3,274
Band F

£3,869
Band G

£4,464
Band H

£5,357

This home is in band C, which costs £2,381 a year in Oxford for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Oxford, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Location

Charles Street, Oxford, OX4

Open map Street View

Mortgage and stamp duty

Property price £475,000

£237k £713k

Deposit10% £48,000

£0 £475k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £427,000 mortgage. Most lenders would want a household income of about £95,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
95, Charles Street Terraced	Terraced	Jan 2025	560 sq ft £906/sq ft	560 sq ft	£906	£507,000
99, Charles Street Terraced	Terraced	Dec 2021	549 sq ft £765/sq ft	549 sq ft	£765	£420,000
111, Charles Street Terraced	Terraced	Feb 2021	893 sq ft £548/sq ft	893 sq ft	£548	£490,000
99, Charles Street Terraced	Terraced	May 2017	549 sq ft £701/sq ft	549 sq ft	£701	£385,000
91, Charles Street Terraced	Terraced	Dec 2016	872 sq ft £419/sq ft	872 sq ft	£419	£365,000
99, Charles Street Terraced	Terraced	Jul 2014	549 sq ft £528/sq ft	549 sq ft	£528	£289,950
99, Charles Street Terraced	Terraced	May 2013	549 sq ft £455/sq ft	549 sq ft	£455	£250,000
107, Charles Street Terraced	Terraced	Aug 2012	463 sq ft £480/sq ft	463 sq ft	£480	£222,000