Shared ownership

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Shared ownership

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2 bed house for sale Crossgates Road, Hallbankgate, CA8

Asking price

£128,000

Added on 22/10/2026

80% share · about £160,000 full value

Type: Semi-detached
Bedrooms: 2
Bathrooms: 1
Size: £163 per sq ft
Tenure: Leasehold

Council tax Band B £1,953 a year

Key features

VIDEO VIEWING AVAILABLE
80% Shared Ownership with Riverside Housing Association
Village Location
Excellent Starter Home
Air Source Heat Pump
Driveway Parking
Excellent Local Amenities
No Chain
EPC- C | Leasehold

About this property

An excellent opportunity to purchase an 80% share in this two-bedroom starter home, available with no onward chain, perfectly positioned in a charming village location.

Hallbankgate has a wealth of amenities available, from the Primary School, Hallbankgate Hub, shops and an excellent pub everything you could need is right on your doorstep.

Floorplan

Council tax

Band B £1,953 a year

Per year

Band A

£1,674
Band B

This home: £1,953
Band C

£2,232
Band D

£2,511
Band E

£3,069
Band F

£3,627
Band G

£4,186
Band H

£5,023

This home is in band B, which costs £1,953 a year in Cumberland for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Cumberland, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Property timeline

Listed

October 2026 £128,000

2 beds · 1 bath · this listing

Past sales can't be shown: the agent hasn't given the house number.

Location

Crossgates Road, Hallbankgate, CA8

In the North Pennines National Landscape, an Area of Outstanding Natural Beauty. Contains Natural England data © Natural England, Open Government Licence v3.

Open map Street View

Mortgage and stamp duty

Property price £128,000

£64k £192k

Deposit10% £13,000

£0 £128k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £115,000 mortgage. Most lenders would want a household income of about £26,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales on Crossgates Road. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
8b, Crossgates Road CA8 2PQ Semi-detached	Semi-detached	Jul 2025	700 sq ft £214/sq ft	700 sq ft	£214	£150,000
8a, Crossgates Road CA8 2PQ Semi-detached	Semi-detached	Jan 2017	721 sq ft £146/sq ft	721 sq ft	£146	£105,000
8b, Crossgates Road CA8 2PQ Semi-detached	Semi-detached	May 2015	700 sq ft £149/sq ft	700 sq ft	£149	£104,000
5, Crossgates Road CA8 2PQ Semi-detached	Semi-detached	Sept 2013	1,173 sq ft	1,173 sq ft	n/a	£30,000
3, Crossgates Road CA8 2PQ Semi-detached	Semi-detached	Mar 2011	1,130 sq ft £101/sq ft	1,130 sq ft	£101	£114,000