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2 bed flat for sale Verney Road, Banbury, OX16

Asking price

£140,000

Reduced on 09/10/2026

Type: Flat
Bedrooms: 2
Bathrooms: 2
Size: £222 per sq ft
Tenure: Leasehold; 134 years left(from the agent's description)

Ground rent £105 a year Council tax Band B £2,009 a year

* From the agent's description. Check it with them before you rely on it.

Key features

Top Floor Apartment
Allocated Parking
Two Double Bedrooms
Two Bathrooms
No Onward Chain
2nd Floor
155 Year Lease from 2005
£1777 Service Charge pa
Ground Rent £105 pa

About this property

Northwood present this second and top floor flat with 2 bedrooms and 2 bathrooms.

The property has two double bedrooms, two bathrooms and a good size, dual aspect living room and modern kitchen. There is allocated parking and location is very close to the rail station and town center.

There are fully referenced tenants currently in-situ so there is the option for an investor to keep tenants here - or 1st time byers can have vacant possession. No onward chain.

Floorplan

Council tax

Band B £2,009 a year

Per year

Band A

£1,722
Band B

This home: £2,009
Band C

£2,296
Band D

£2,583
Band E

£3,157
Band F

£3,731
Band G

£4,305
Band H

£5,166

This home is in band B, which costs £2,009 a year in Cherwell for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Cherwell, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Price guide

38 comparables · within 2.5 miles

Cheaper than 89% of the 2-bed flats for sale nearby right now.

This home, £140,000 Median £172,500 · £143,500 – £219,650

Per square foot

£222 16% under

2-bed flats nearby £264

Against sold prices

34% under

OX16 sold median £338 / sq ft, 1,448 sales

Compared with 38 2-bed flats for sale within 2.5 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in OX16 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in OX16 →

Location

Verney Road, Banbury, OX16

Open map Street View

Mortgage and stamp duty

Property price £140,000

£70k £210k

Deposit10% £14,000

£0 £140k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £126,000 mortgage. Most lenders would want a household income of about £28,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
54, Verney Road Flat / maisonette	Flat / maisonette	Jun 2026	323 sq ft £444/sq ft	323 sq ft	£444	£143,500
42, Verney Road Flat / maisonette	Flat / maisonette	May 2026	366 sq ft £363/sq ft	366 sq ft	£363	£133,000
31, Verney Road Flat / maisonette	Flat / maisonette	Oct 2025	506 sq ft £267/sq ft	506 sq ft	£267	£135,000
68, Verney Road Flat / maisonette	Flat / maisonette	Jan 2025	581 sq ft £292/sq ft	581 sq ft	£292	£170,000
50, Verney Road Flat / maisonette	Flat / maisonette	Dec 2024	334 sq ft £435/sq ft	334 sq ft	£435	£145,000
52, Verney Road Flat / maisonette	Flat / maisonette	Dec 2024	344 sq ft £392/sq ft	344 sq ft	£392	£135,000
30, Verney Road Terraced	Terraced	Jul 2024	689 sq ft £316/sq ft	689 sq ft	£316	£218,000
19, Verney Road Flat / maisonette	Flat / maisonette	Jul 2024	753 sq ft £292/sq ft	753 sq ft	£292	£220,000