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3 bed house for sale St. James Close, Warden Bay, ME12

Guide Price

£225,000

Added on 29/09/2026

Type: Terraced
Bedrooms: 3
Bathrooms: 1
Size: £286 per sq ft
Tenure: Freehold

Council tax Band B £1,871 a year

Key features

2 allocated parking spaces
Separate garden spaces to the rear and side
Versatile side extension ideal for hosting
Separate dining area
Modern kitchen with fitted appliances
Above-average EPC energy efficiency rating C (71/87)

About this property

This end of terrace property is set in an ideal location a short stroll to the beach. The property features generously sized rooms throughout, enhanced by a stylish side extension currently used as a bar and gym, perfect for entertaining or creating a personalised leisure space.

Upstairs, you’ll find three well-proportioned bedrooms along with a spacious family bathroom, making this an ideal home for families or those seeking a coastal lifestyle.

Floorplan

Council tax

Band B £1,871 a year

Per year

Band A

£1,604
Band B

This home: £1,871
Band C

£2,138
Band D

£2,406
Band E

£2,940
Band F

£3,475
Band G

£4,009
Band H

£4,811

This home is in band B, which costs £1,871 a year in Swale for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Swale, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Price guide

This home

£286 / sq ft

Area average (sold)

£304 / sq ft

Price per area, sold homes nearby

£205 / sq ft

£286 / sq ft

£394 / sq ft

Lowest

This home

Highest

£286 per sq ft, below the middle of recent sales in ME12 (£205–£394, 10th–90th percentile, 947 sales over 24 months).

Lowest and highest are the 10th and 90th percentiles of 947 homes sold in ME12 over the last 24 months. This home's figure uses its asking price. All sold £/sq ft in ME12 →

Location

St. James Close, Warden Bay, ME12

Open map Street View

Mortgage and stamp duty

Property price £225,000

£112k £338k

Deposit10% £23,000

£0 £225k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £202,000 mortgage. Most lenders would want a household income of about £45,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
31, St James Close Terraced	Terraced	Mar 2025	958 sq ft £261/sq ft	958 sq ft	£261	£250,000
16, St James Close Terraced	Terraced	Mar 2025	517 sq ft £387/sq ft	517 sq ft	£387	£200,000
20, St James Close Terraced	Terraced	May 2021	797 sq ft £245/sq ft	797 sq ft	£245	£195,000
9, St James Close Terraced	Terraced	Jan 2021	829 sq ft £244/sq ft	829 sq ft	£244	£202,000
31, St James Close Terraced	Terraced	Aug 2020	958 sq ft £217/sq ft	958 sq ft	£217	£207,500
9, St James Close Terraced	Terraced	Dec 2018	829 sq ft £245/sq ft	829 sq ft	£245	£203,000
31, St James Close Terraced	Terraced	Oct 2018	958 sq ft £182/sq ft	958 sq ft	£182	£174,000
27, St James Close Terraced	Terraced	Aug 2018	517 sq ft £300/sq ft	517 sq ft	£300	£155,000