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2 bed house for sale St Erme, TR4

Asking price

£192,750

Reduced on 07/10/2026

Type: House
Bedrooms: 2
Tenure: Freehold

Key features

Two bedroom terraced house
Modern bathroom
Village location but close to Truro
Double glazing
Great first time buy!
EPC - D
Patio garden

About this property

PROPERTY DESCRIPTION

Perfect First-Time Buy or Investment Opportunity! Located in the village of St Erme, just a short commute from Truro, this well-presented two-bedroom mid-terrace home offers excellent value for first-time buyers or investors alike.

The property features a spacious kitchen with ample room for a dining table, rear porch leading to an enclosed patio garden with views across the fields behind. There is a generous living room with stairs leading to the first floor, where you'll find two bedrooms and a bathroom with a shower over the bath.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,727
Band B

£2,015
Band C

£2,303
Band D

£2,591
Band E

£3,167
Band F

£3,742
Band G

£4,318
Band H

£5,182

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Cornwall, 2026/27 bills run from £1,727 a year in band A to £5,182 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Cornwall, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Location

St Erme, TR4

Open map Street View

Mortgage and stamp duty

Property price £192,750

£96k £290k

Deposit10% £19,000

£0 £193k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £173,750 mortgage. Most lenders would want a household income of about £39,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
54, Trencreek Close Terraced	Terraced	May 2024	441 sq ft £385/sq ft	441 sq ft	£385	£170,000
74, Trencreek Close Detached	Detached	Apr 2024	1,184 sq ft £346/sq ft	1,184 sq ft	£346	£410,000
28, Trencreek Close Terraced	Terraced	Apr 2024	635 sq ft £323/sq ft	635 sq ft	£323	£205,000
56, Trencreek Close Terraced	Terraced	Sept 2023	474 sq ft £380/sq ft	474 sq ft	£380	£180,000
64, Trencreek Close Terraced	Terraced	Oct 2022	753 sq ft £365/sq ft	753 sq ft	£365	£275,000
78, Trencreek Close Semi-detached	Semi-detached	Oct 2022	592 sq ft £397/sq ft	592 sq ft	£397	£235,000
17, Trencreek Close Semi-detached	Semi-detached	Feb 2022	743 sq ft £283/sq ft	743 sq ft	£283	£210,000
1, Trencreek Close Detached	Detached	Sept 2021	1,087 sq ft £345/sq ft	1,087 sq ft	£345	£375,000