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4 bed house for sale Spencer Square, Ramsgate, CT11

Guide Price
£495,000
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Added two days ago

Type
Terraced
Bedrooms
4
Bathrooms
2
Tenure
Ask agent

Key features

  • For all enquiries please quote reference RP1132
  • Sea Views
  • Freehold | No Onward Chain
  • Prestigious Position Overlooking Historic Spencer Square
  • Elegant Four-Bedroom Period Townhouse
  • Substantial Accommodation Arranged Over Four Floors
  • Generous Through Lounge with Period Proportions
  • Separate Dining Room and Kitchen/Breakfast Room
  • Under-Road Cellar Offering Versatile Additional Space
  • Balcony and Moments from the West Cliff Promenade

About this property

Spencer Square, Ramsgate | An Elegant Period Townhouse in One of Ramsgate’s Most Distinguished Coastal Squares Setting the Scene There are certain addresses in Ramsgate that need little introduction, and Spencer Square is undoubtedly one of them. A handsome architectural square on Ramsgate’s historic West Cliff, Spencer Square is celebrated for its elegant period townhouses, beautifully proportioned façades and central tennis courts. There is something rather special about this corner of the town; a sense of old-world seaside grandeur, where architecture, open green space and the coastline sit effortlessly alongside one another.

Floorplan

Council tax

Ask agent
Per year
  • Band A
    £1,661
  • Band B
    £1,937
  • Band C
    £2,214
  • Band D
    £2,491
  • Band E
    £3,044
  • Band F
    £3,598
  • Band G
    £4,152
  • Band H
    £4,982

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Thanet, 2026/27 bills run from £1,661 a year in band A to £4,982 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Thanet, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Location

Spencer Square, Ramsgate, CT11

Mortgage and stamp duty

Property price £495,000
£247k £743k
Deposit10% £50,000
£0 £495k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years

A £445,000 mortgage. Most lenders would want a household income of about £99,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

AddressSoldSizePrice
3, Spencer Square Flat / maisonetteSept 2025958 sq ft £292/sq ft£280,000
20, Spencer Square TerracedMar 20251,496 sq ft £267/sq ft£400,000
7, Spencer Square Semi-detachedDec 20241,345 sq ft £279/sq ft£375,000
24, Spencer Square TerracedFeb 20231,518 sq ft £346/sq ft£525,000
6, Spencer Square TerracedOct 20221,528 sq ft £287/sq ft£438,000
5, Spencer Square TerracedDec 20211,378 sq ft £279/sq ft£385,000
18, Spencer Square TerracedAug 20211,615 sq ft £294/sq ft£475,000
29, Spencer Square TerracedAug 20211,711 sq ft £307/sq ft£525,000

All sales on Spencer Square → All sold prices in Ramsgate →

Area insights

The neighbourhood around this property.

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eXp UK, Rachel Piper
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