1/20
£240,000
Semi-detached · 4 beds · 4 baths · 1,389 sq ft
Wilson Street, Derby, DE1
0.08 miles away
Freehold
1/19
1/19
2 bed flat for sale Rosengrave Street, Derby, DE1
Offers over
£90,000
Added on 26/09/2026
Added on 26/09/2026
- Type
- Flat
- Bedrooms
- 2
- Bathrooms
- 1
- Size
- £107 per sq ft
- Tenure
- Leasehold
Highlights
From the agent's description
- Chain free
- Balcony
- Needs modernisation
About this property
A spacious second-floor two-bedroom flat located in the popular Swinscoe House, Derby, offering excellent potential for buyers looking to modernise. This well-proportioned apartment features a generous living room with plenty of natural light, a separate kitchen with door leading out on to a balcony, two good-sized bedrooms, and a family bathroom and generous hallway.
Floorplan
Council tax
Ask agent
Per year
- Band A£1,537
- Band B£1,794
- Band C£2,050
- Band D£2,306
- Band E£2,818
- Band F£3,331
- Band G£3,843
- Band H£4,612
The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Derby, 2026/27 bills run from £1,537 a year in band A to £4,612 in band H.
Figures from MHCLG (Open Government Licence v3): the average bill for each band across Derby, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.
Price guide
100 comparables · within 2.6 milesCheaper than 88% of the 2-bed flats for sale nearby right now.
This home, £90,000 Median £120,000 · £85,000 – £190,500
Per square foot
£107 42% under
2-bed flats nearby £185
Against sold prices
49% under
DE1 sold median £207 / sq ft, 268 sales
Compared with 100 2-bed flats for sale within 2.6 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in DE1 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in DE1 →
Location
Rosengrave Street, Derby, DE1
Mortgage and stamp duty
Property price £90,000
£45k £135k
Deposit10% £9,000
£0 £90k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years
A £81,000 mortgage. Most lenders would want a household income of about £18,000 to support it.
A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.
Properties sold nearby
HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.
| Address | Type | Sold | Size | Size | £/sq ft | Price |
|---|---|---|---|---|---|---|
| Flat 14, Swinscoe House, Rosengrave Street Flat / maisonette | Flat / maisonette | Jul 2022 | 614 sq ft £147/sq ft | 614 sq ft | £147 | £90,000 |
| Flat 15, Swinscoe House, Rosengrave Street Flat / maisonette | Flat / maisonette | Feb 2018 | 700 sq ft £97/sq ft | 700 sq ft | £97 | £68,000 |
| Flat 14, Swinscoe House, Rosengrave Street Flat / maisonette | Flat / maisonette | Oct 2006 | 614 sq ft £143/sq ft | 614 sq ft | £143 | £87,500 |
| Flat 12, Swinscoe House, Rosengrave Street Flat / maisonette | Flat / maisonette | May 2005 | 700 sq ft £104/sq ft | 700 sq ft | £104 | £73,000 |
| Flat 14, Swinscoe House, Rosengrave Street Flat / maisonette | Flat / maisonette | May 2003 | 614 sq ft | 614 sq ft | n/a | £21,000 |
| Flat 12, Swinscoe House, Rosengrave Street Flat / maisonette | Flat / maisonette | Sept 2001 | 700 sq ft | 700 sq ft | n/a | £32,000 |
| Flat 7, Swinscoe House, Rosengrave Street Flat / maisonette | Flat / maisonette | Sept 2001 | 743 sq ft | 743 sq ft | n/a | £31,995 |
| Flat 7, Swinscoe House, Rosengrave Street Flat / maisonette | Flat / maisonette | Jan 1998 | 743 sq ft | 743 sq ft | n/a | £24,000 |
Area insights
The neighbourhood around this property.
