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3 bed house for sale Cardinalls Road, Stowmarket, IP14

Asking price
£180,000
Abbotts logo

Reduced on 22/09/2026

Type
Terraced
Bedrooms
3
Bathrooms
1
Size
£252 per sq ft
Tenure
Freehold
EPC Energy rating band C 76 potential B

About this property

A bright and modern three bedroom terraced home offering generous living space, neutral decor throughout, and a brilliant location just a short walk from Stowmarket train station and the town centre.

Property Overview-

This well presented home features a flowing ground floor layout with a welcoming living room leading through to a separate dining room, ideal for everyday family life or entertaining. The kitchen is modern and practical, with direct access to the rear garden, while the ground floor bathroom offers convenience and privacy.

Floorplan

Energy performance

Energy rating band C 76
Current
Potential
92+
A
81-91
B
Potential rating: 82 B
69-80
C
Current rating: 76 C
55-68
D
39-54
E
21-38
F
1-20
G

This home is rated band C, scoring 76 out of 100. The average British home is band D. Its certificate says it could reach band B (82) if the improvements it recommends were carried out.

Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.

Council tax

Ask agent
Per year
  • Band A
    £1,545
  • Band B
    £1,802
  • Band C
    £2,059
  • Band D
    £2,317
  • Band E
    £2,832
  • Band F
    £3,347
  • Band G
    £3,861
  • Band H
    £4,634

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Mid Suffolk, 2026/27 bills run from £1,545 a year in band A to £4,634 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Mid Suffolk, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Property timeline

  1. Reduced
    September 2026 £180,000

    Was £185,000

  2. Listed
    September 2026 £185,000

    3 beds · 1 bath · this listing

Past sales can't be shown: the agent hasn't given the house number.

Price guide

50 comparables · within 2.7 miles

Cheaper than 98% of the 3-bed houses for sale nearby right now.

This home, £180,000 Median £267,500 · £210,000 – £351,000
Per square foot
£252 15% under
3-bed houses nearby £298
Against sold prices
18% under
IP14 sold median £306 / sq ft, 1,326 sales

Compared with 50 3-bed houses for sale within 2.7 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in IP14 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in IP14 →

Location

Cardinalls Road, Stowmarket, IP14

Mortgage and stamp duty

Property price £180,000
£90k £270k
Deposit10% £18,000
£0 £180k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years

A £162,000 mortgage. Most lenders would want a household income of about £36,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

AddressSoldSizePrice
27, Cardinalls Road TerracedAug 2026969 sq ft £181/sq ft£175,000
24, Cardinalls Road TerracedDec 2025743 sq ft £195/sq ft£145,000
15, Cardinalls Road TerracedOct 2025678 sq ft £243/sq ft£165,000
33, Cardinalls Road TerracedSept 2025807 sq ft £229/sq ft£185,000
40, Cardinalls Road TerracedJun 20251,270 sq ft £195/sq ft£247,500
31, Cardinalls Road TerracedFeb 2025753 sq ft £265/sq ft£200,000
6, Cardinalls Road TerracedNov 2024732 sq ft £214/sq ft£157,000
30, Cardinalls Road TerracedOct 2024657 sq ft £259/sq ft£169,950

All sales on Cardinalls Road → All sold prices in Stowmarket →

Area insights

The neighbourhood around this property.

Marketed by
Abbotts, Stowmarket
42 Ipswich Street, Stowmarket, Suffolk
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