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5 bed house for sale Upper Lochton, Banchory, AB31

Offers Over

£560,000

Added on 27/10/2026

Type: House
Bedrooms: 5
Bathrooms: 3
Tenure: Ask agent

Key features

Detached
Garden
Garage
Downstairs Toilet
En-Suite
Downstairs Bedroom

About this property

We are delighted to offer for sale this substantial family home, built to a high standard and with generous wrap around gardens. Benefitting from five double bedrooms, two with en-suite shower rooms, a family bathroom and four well-proportioned public rooms, this impressive property also enjoys mains gas central heating and quality flooring throughout.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,124
Band B

£1,311
Band C

£1,499
Band D

£1,686
Band E

£2,215
Band F

£2,740
Band G

£3,302
Band H

£4,131

The agent hasn't said which band this home is in; you can look it up on the Scottish Assessors. In Aberdeenshire, 2026/27 bills run from £1,124 a year in band A to £4,131 in band H.

Figures from the Scottish Government (Open Government Licence v3), before the water and sewerage charges billed with council tax. Discounts lower the bill, such as 25% off for an adult living alone.

Property timeline

Listed

October 2026 £560,000

5 beds · 3 baths · this listing

Location

Upper Lochton, Banchory, AB31

Open map Street View

Mortgage and LBTT

Property price £560,000

£280k £840k

Deposit10% £56,000

£0 £560k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £504,000 mortgage. Most lenders would want a household income of about £112,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.