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5 bed house for sale Church Street, Cromarty, IV11

Offers Over

£475,000

Added on 02/10/2026

Type: Terraced
Bedrooms: 5
Size: £191 per sq ft
Tenure: Ask agent

Key features

Cinema and arts centre
Potential separate holiday let with own entrance
Many restaurants and local pub
Active harbour
Fibre broadband
Easy access inverness city
Grocery store and primary school in village
Vibrant local community
Close to the shore
Stunning family home

About this property

This stunning and deceptively spacious Cromarty home has been extended to offer amazing family space - Sea Views.

The main house has five bedrooms with the potential to make a sixth bedroom/lounge/shower into a self contained apartment/Holiday Let. Vehicle access to the rear.

Workshop/Studio.
Home Office Space.
Box/Craft Room.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,089
Band B

£1,271
Band C

£1,452
Band D

£1,634
Band E

£2,147
Band F

£2,655
Band G

£3,200
Band H

£4,003

The agent hasn't said which band this home is in; you can look it up on the Scottish Assessors. In Highland, 2026/27 bills run from £1,089 a year in band A to £4,003 in band H.

Figures from the Scottish Government (Open Government Licence v3), before the water and sewerage charges billed with council tax. Discounts lower the bill, such as 25% off for an adult living alone.

Location

Church Street, Cromarty, IV11

Open map Street View

Mortgage and LBTT

Property price £475,000

£237k £713k

Deposit10% £48,000

£0 £475k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £427,000 mortgage. Most lenders would want a household income of about £95,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.