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4 bed house for sale Ponthirwaun, Cardigan, SA43

Offers in the region of

£440,000

Reduced on 01/10/2026

Type: Detached
Bedrooms: 4
Bathrooms: 2
Size: £286 per sq ft
Tenure: Freehold

Highlights

From the agent's description

Garage
Driveway
Large garden
Utility room
Downstairs WC
Wood burner

About this property

Situated in the village of Ponthirwaun, this well-presented Three/Four-bedroom property offers a blend of character and practicality. The accommodation includes two bright reception rooms, both benefiting from front-facing bay windows and feature fireplaces with wood-burning stoves, creating warm and inviting living spaces with plenty of natural light.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,567
Band B

£1,829
Band C

£2,090
Band D

£2,351
Band E

£2,874
Band F

£3,396
Band G

£3,919
Band H

£4,702
Band I

£5,486

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Carmarthenshire, 2026/27 bills run from £1,567 a year in band A to £5,486 in band I.

Figures from the Welsh Government (Open Government Licence v3), including the typical community council precept. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

This home

£286 / sq ft

Area average (sold)

£226 / sq ft

Price per area, sold homes nearby

£159 / sq ft

£286 / sq ft

£320 / sq ft

Lowest

This home

Highest

£286 per sq ft, above the middle of recent sales in SA43 (£159–£320, 10th–90th percentile, 160 sales over 24 months).

Lowest and highest are the 10th and 90th percentiles of 160 homes sold in SA43 over the last 24 months. This home's figure uses its asking price. All sold £/sq ft in SA43 →

Location

Ponthirwaun, Cardigan, SA43

Open map Street View

Mortgage and LTT

Property price £440,000

£220k £660k

Deposit10% £44,000

£0 £440k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £396,000 mortgage. Most lenders would want a household income of about £88,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
Pantglas Detached	Detached	Mar 2026	n/a	n/a	n/a	£320,000
Typoeth Bungalow Detached	Detached	Oct 2025	n/a	n/a	n/a	£280,000
Gwernant Bach Detached	Detached	Sept 2025	n/a	n/a	n/a	£242,000
Mount Pleasant Detached	Detached	Aug 2025	n/a	n/a	n/a	£220,000
Pantglas Detached	Detached	Nov 2022	n/a	n/a	n/a	£335,000
Hirwenfa Detached	Detached	Feb 2022	n/a	n/a	n/a	£399,950
Pantglas Detached	Detached	Feb 2021	n/a	n/a	n/a	£250,000
Golwg Y Cwm Detached	Detached	Feb 2017	n/a	n/a	n/a	£250,000