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1 bed flat for sale High Street, Ayr, KA7

Offers Over

£69,995

Added on 19/10/2026

Type: Flat
Bedrooms: 1
Bathrooms: 1
Tenure: Ask agent

About this property

Centrally situated within the town centre, and one of only 8 cottage style apartments, with river views, early viewing is advised as these apartments rarely come to the market. The apartment benefits from private parking, security entry system, a lift from the ground floor as well as stair access. In addition the cottage style apartment has a main door entry and the additional benefit of an excellent balcony area with uninterrupted views over the River Ayr.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,130
Band B

£1,318
Band C

£1,507
Band D

£1,695
Band E

£2,227
Band F

£2,754
Band G

£3,319
Band H

£4,153

The agent hasn't said which band this home is in; you can look it up on the Scottish Assessors. In South Ayrshire, 2026/27 bills run from £1,130 a year in band A to £4,153 in band H.

Figures from the Scottish Government (Open Government Licence v3), before the water and sewerage charges billed with council tax. Discounts lower the bill, such as 25% off for an adult living alone.

Location

High Street, Ayr, KA7

Open map Street View

Mortgage and LBTT

Property price £69,995

£35k £105k

Deposit10% £7,000

£0 £70k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £62,995 mortgage. Most lenders would want a household income of about £14,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.